Chapter 1616 Insurance Business
Zhu Shenbing frowned slightly, then smiled easily.
"Three products, 20 million can do it. The 20 million is just to solve the urgent needs of our mobile phone company. The future investment will be made with the funds from the sales of n93. I will make a detailed report on the overall amount required."
Zhu Shenbing seemed to have thought about the amount of this fund and gave a rough estimate.
Huang Bin was very unhappy. This kid asked for 5 million from him, and then asked for 20 million directly. It seems that he also wants to include the money from the sales of n93.
"I pay you to make mobile phones, not for you to ask for money all day long. Calculate how much money you have invested in total? How much have you paid me so far?" Huang Bin was dissatisfied with the current mobile phone company and said coldly.
He has never seen any profit since the establishment of the mobile phone company.
Although N70 has made a short-term profit for a period of time since its listing, it has caused problems in the future. Although it stopped losses in time in the end, it still cannot change the fact that it is not profitable.
Stop losses is not blindly not losing money, and using relationships to contact connections to help, these are all consumption.
It is normal for a company to grow its business. In Huang Bin's eyes, Zhu Shenbing is no longer suitable for support. If the n93 fails to achieve the ideal sales expectations after it goes on the market, he will consider changing someone to take charge of the company.
"Mr. Huang, the mobile phone company is profitable as a whole. If it weren't for Shen Dapeng's Xiaoyu mobile phone, we would have made at least ten times the profit!" Zhu Shenbing lost his confidence. The mobile phone company did not make much money, and since the company was established, it has spent a lot of money every day to operate. The accounts are simple.
When Huang Bin heard this name, his expression changed immediately, "Ten times profit! You can even say that you are losing money. I can't give you 20 million investment for the time being. Let's talk about it after n93 goes on the market."
The only name that can make Huang Bin grit his teeth is Shen Dapeng.
Mentioning investment again makes Huang Bin's mood even more uneasy. After each investment, he can't use enough money for the next budget. With such a toss, even the group's capital chain will sooner or later have problems.
"Young Master Huang..."
Qian Xiaohao hesitated. Huang Bin was not ready to give 20 million. He asked for 50 million investment. It seemed that Huang Bin was not going to give it.
Seeing Qian Xiaohao's hesitation, Huang Bin ignored him. He gave Qian Xiaohao the authority. If Qian Xiaohao still asked him for advice when he was undecided, he would consider taking back everything he gave Qian Xiaohao.
Even so, Huang Bin felt that he had to give Qian Xiaohao some face.
"You are not here to ask for favors, are you? 20 million funds, calculate how much money you have made from running a financial company? Less than 6 million fixed funds, can't be used, and you say investment? Don't you really think you can make enough money if you want to let go and do a big job?" Huang Bin said indifferently, and the sarcasm in his words was not difficult to hear.
Qian Xiaohao has recently demonstrated some talents in the financial industry and made a lot of money for the company, but the financial investment income scoring cycle, after a period of time, this money can only be regarded as the company's fixed assets.
Every investment is the company's profit. Only visible profits and money in the company's accounts can be used to do other businesses.
Zhu Shenbing thought Qian Xiaohao wanted to plead for him, so he said, "Xiaohao made more than 6 million from the financial company? Sure, it's more than the mobile phone company."
Qian Xiaohao felt that the company's ability to make money was inseparable from his ability.
"With a little better luck, and with Mr. Huang's connections, I snatched a few businesses from other companies, and the company was able to make a profit. Without Mr. Huang, I would be nothing." As for Zhu Shenbing's praise, Qian Xiaohao didn't dare to deal with it with confidence.
Qian Xiaohao deliberately moved the information back, as if he didn't dare to take it out for Huang Bin to review, hiding his purpose.
"Don't flatter me, Qian Xiaohao, what are you going to do next with your financial company?" Huang Bin said disdainfully, enjoying the flattery and getting used to it, so he didn't feel anything about it.
As soon as he heard about the financial company, Qian Xiaohao immediately became excited, "I personally value the insurance industry more. The next step is to cooperate with an insurance company and strive to expand the business."
The insurance industry is also a financial company. Huang's Group is so big that it also has some insurance business, but most of it is handed over to other companies, and the group is not involved in the development of this industry.
Qian Xiaohao brought it up at this time, obviously he has a certain plan. Huang Bin glanced at the information prepared by Qian Xiaohao and said suddenly: "There are two industries that our group does not do. The first is insurance, and the second is futures. Apart from these two, everything else is fine."
As for why he did not do these two businesses, Huang Bin did not explain more.
Huang's Group is mainly based on industry, and it can allocate a batch of funds to enter the financial field. It was also affected by the continuous improvement of the southern economy in recent years that the financial company was established.
Although this company is not large and the amount involved is not too much compared to the entire Huang's Group, it is a large asset for Qian Xiaohao, and he can use this company to do many things.
In Qian Xiaohao's eyes, Huang Bin was not going to continue investing in the financial company, which would cause all his preparations to go down the drain. He still did not give up and said, "In fact, our company can do insurance. The current insurance industry in Shenzhen is in a blank period. If we do not choose to enter the market now, it will be difficult to intervene in the future."
As he said, Qian Xiaohao plucked up his courage and spread the information on the coffee table.
"Insurance companies are not only in Shenzhen, we also want to gain a foothold in the southern market. Now there is an opportunity. I want to seize the opportunity and join hands with the security insurance company to jointly conquer the southern market."
The detailed introduction is in the information, Qian Xiaohao explained, briefly introducing the carefully prepared information page by page.
The future is promising. The insurance industry will indeed be able to exude amazing potential in the future. Even the insurance industry market is huge. Taking advantage of the current insurance industry when it is not stable, the prospects are promising. Qian Xiaohao is very confident that this will be done.
Huang Bin listened to the introduction and did not look up at Qian Xiaohao. He did not tell Qian Xiaohao the reason why the group did not do the insurance industry, which did not mean that he did not agree with Qian Xiaohao's point of view.
Huang Bin has been busy with the handover with Huang Heng recently. He got the power of the general manager of Nanfang as he wished, and also learned some of the internal operating rules of the group.
The main reason why he didn't tell Qian Xiaohao was that some of the assets in the group were linked to the insurance industry, and they also had a deep-level interest cooperation with Tianyang Insurance Company, so they couldn't find other insurance companies to negotiate business.
A huge group with the key interest center that can allocate funds for turnover is the financial company owned by the Huang Group.
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