Chapter 1581?????Full of Conspiracies

With this premise, Rong Guangyao personally took action and came to Pengzheng Financial Company. His attitude was low enough. Later, Zheng Haixia also raised the price and finalized subsequent development intentions.

Next, they only used small tricks to make Pengzheng Financial Company completely trust Shenzhen Development Bank and attribute all the funds to this bank. After the funds are in the hands of the bank, this financial company is not allowed to be manipulated by Rong Guangyao?

What's more, Huang Bin also expressed his intention to cooperate. Fujia Real Estate has a very large construction base. However, people think that Shencheng Development Bank is small in scale and only provides a little bit of thankless business in cooperation, so he can't make much money. profit.

With Huang Bin taking the lead, he contacted the senior management of Fujia Real Estate and the negotiated business was much more profitable than Pengzheng Financial Company. Therefore, Rong Guangyao did not hesitate to offend Zheng Haixia and dug a hole to bury Pengzheng Financial Company. .

After seeing off Rong Guangyao, Zheng Haixia returned to the office. Seeing that Shen Dapeng had not left yet, she breathed a long sigh of relief and asked, "How was your negotiation with CCB?"

Shen Dapeng could tell that Rong Guangyao was trying to trick them, and Zheng Haixia could also notice a little bit. What she said before was completely deliberate.

Always be on guard against cooperative relationships that deceive you, and even sever ties with them if you have the opportunity. This will greatly reduce the company's operational risks.

Rong Guangyao performed well in this play, but Shen Dapeng and Huang Bin had fought many times and knew that this person would definitely not settle down, so he would not take it lightly.

"There is a bank that is happy to cooperate with us. He will help us and allocate our company's funds from the Shenzhen Development Bank. Banks compete and they are better at it." Shen Dapeng smiled slightly and felt that it was true that Zheng Haixia could detect the problem in advance. good.

If Zheng Haixia believes in Rong Guangyao and comes to negotiate with Shen Dapeng, then Shen Dapeng will have to reconsider whether Zheng Haixia is qualified to be the leader of the company in the future.

Zheng Haixia curled her lips and saw what Shen Dapeng was thinking, "Just allocating this fund is far from enough. Since they have joined forces to set up a scam, it is necessary to play a trick and teach them a lesson!"

As soon as these words came out, Zheng Haixia's eyes flashed with evil intent.

If she didn't fight back when others bullied her to the point of being bullied, she, Zheng Haixia, wouldn't have to pursue an ambitious career. Wouldn't she be happy to go home and be a wealthy lady with no shortage of money?

Shen Dapeng is still more concerned about the idea of ​​​​siphoning off wages from the bottom of the cauldron. Although Industrial Bank was listed on the Hong Kong Stock Exchange in October, with registered capital and paid-in capital reaching more than 220 billion, cooperation with it cannot be taken lightly.

The cunning rabbit has three burrows,

When it comes to financial operations, there are no escape routes, and everything is considered unsuccessful. In the face of the ever-changing market, although the financial system is at the forefront of various industries, the risks are directly proportional to the returns, and even the risks are higher than There are too many general industries.

"The whole company is left to you. You can do whatever you want. Don't make the company dirty. I don't have any other problems." Shen Dapeng said with a smile, giving enough trust.

Zheng Haixia can see the situation clearly and make plans for subsequent development. In terms of finance, as long as she does not deal with problems with the temper of a wealthy lady, other aspects will not affect the company's overall development.

"It doesn't matter if you say it or not. I can give you an answer to the company's affairs in the next two days." Zheng Haixia looked out the window and said firmly.

"Don't worry for now. We'll wait until the company here is stable. If you have any ideas, you can tell me and I can give you some advice, right?" Seeing Zheng Haixia's confidence, Shen Dapeng asked.

Zheng Haixia looked at Shen Dapeng up and down for a while, and seeing that he was very interested, she explained: "The total assets divided by the own capital is the leverage ratio. Our company's borrowings are zero. Generally, financial companies will use loans to mortgage repurchases and other methods to obtain short-term loans." Our company does not need funds at all. Instead, it is equivalent to lending the company’s initial 200 million funds to banks, so the leverage ratio is parallel.”

"In the development of a company, the greater the leverage ratio, the greater the profit when it makes money, and the greater the loss when it loses money. There may even be a possibility of collapse."

After a brief introduction, Zheng Haixia soon took a deep breath and continued.

After the company injected funds in the early stage, it had a huge operating space. Rong Guangyao thought that Pengzheng Financial Company could be left to his own devices, so he planned to trick Zheng Haixia.

However, Zheng Haixia is proficient in financial business development and has a large amount of funds in her hands. How could she be tricked and get off to a bad start after arriving in Shenzhen?

The two mentioned before have talked about the subprime mortgage crisis. When the real estate market changes in the future, the subprime mortgage problem will lead to a decline in the repayment ability of borrowers. Since the middle of 2004 last year, the United States has raised interest rates more than ten times in a row, and the domestic economy has changed accordingly. A series of changes have taken place in Shencheng.

Since the company can avoid losses in the early stage, it will definitely not suffer losses when cooperating with banks, because the company is equivalent to using banks to lend funds to customers in disguise.

"Next, as long as some financial companies are united after the funds are allocated, and we cooperate with the Industrial Bank, we can tie up the Industrial Bank. Who will go to Shenzhen Development Bank to cooperate? Not to mention that this bank is very bad. "You're kind enough to put us in front of you?" Zheng Haixia said meaningfully, quite vindictive.

Suppressing a bank, Zheng Haixia said it was an understatement. There are also many difficulties in this. For example, it is difficult to persuade those financial companies and it is difficult to join forces with them.

Being in the same industry means competition, and the probability of persuading the enemy is not high.

"Are you sure you can persuade them? Even if you can talk to them, how do you know if there are any of them who are in collusion with Shenzhen Development Bank? Besides, Shenzhen Development Bank may not give you face." Shen Dapeng didn't quite understand Zheng Haixia's routine, and didn't think it would succeed.

Zheng Haixia smiled slightly, rolled her eyes and said, "So I just talked to you about the development trend of the financial industry. This is a general trend, and it cannot be stopped by human power. It just so happens that our company has a chance to create the illusion that Shenzhen Development Bank is in financial difficulties."

Speaking of this, Shen Dapeng suddenly realized.

It seems that Zheng Haixia has analyzed the situation properly. Pengzheng Financial Company will withdraw funds next. This matter should not have much to do with Shenzhen Development Bank, because the bank must not have fully digested this money.

But Zheng Haixia can use this matter to operate a little in the financial circle. As long as other financial companies have some suspicions and a little distrust, there is no need to worry that they will hesitate and continue to control Pengzheng Financial Company.

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