Chapter 1683: Bundled Loans

Shen Dapeng pointed at Zheng Haixia, "This is a pre-sale house. Now there are many real estate companies in Beijing, Shenzhen and Shanghai that do this in order to reduce loans and reduce the pressure caused by huge loan interest!"

"As for what you said, we have commercial housing pre-sale certificates and other official certificates. We are not cheating. How can others not believe it?"

"Also, I believe that this will definitely set off a buying craze."

Shenzhen is now in a period of rapid development. The land that Shen Dapeng bought at a low price has now increased a lot. According to the current development speed of Shenzhen, if we wait for one or two years, the price of the land will be even higher.

The increase in land prices will naturally lead to a rise in housing prices. In two years, housing prices will definitely be much higher than the current housing prices.

Consumers with a little bit of brains naturally understand this truth, so they are definitely willing to buy houses with the least money. For pre-sale houses, although they cannot see what they will look like in the future, there will definitely be a large number of consumers willing to pay this money.

After all, the money spent on buying a house now is much less than buying a house two years later, which is equivalent to saving a sum of money.

With this saved money, can't it be used for decoration?

Therefore, Shen Dapeng is very optimistic about this.

"Dapeng, why are you so confident?" Zheng Haixia couldn't help but laugh, "Even if many people are willing to buy pre-sale houses, it has nothing to do with our financial company, right?"

After hearing Zheng Haixia's words, Shen Dapeng stared at Zheng Haixia as if he was looking at an alien, "Mr. Zheng, you are such a smart person, isn't what I said clear enough?"

"If the second phase can set off a wave of house buying fever, won't our financial company survive?"

"Think about it, most of the population in Shenzhen now is not local, but foreign population coming here from all over the country to work hard, right? They don't have much money, but they want to settle down here for a long time, and some people also want to make money from this property."

Shen Dapeng knew that in his previous life, many people spent money to hoard a large number of houses in order to speculate in real estate, and finally sold them to others when the housing prices soared, making a lot of money from it.

There are also people who have their own houses, but they have to buy another one or even two to rent out, collecting rent every month, so as to obtain long-term income and ensure a worry-free daily life.

"So, a large number of young people with dreams are pouring into Shenzhen, and houses have naturally become a scarce resource. They will definitely sell very well, including these pre-sale houses. I guarantee that they will be sold out almost within half a year."

"However, except for some wealthy people, a large number of home buyers do not have much savings, so in order to buy a house, they can only choose to go to the bank to borrow money and make monthly payments. Mr. Zheng, think about it, by that time, will we still worry about the lack of business volume?"

Shen Dapeng's words made Zheng Haixia wake up all of a sudden, with a look of surprise in her eyes, and nodded repeatedly.

"Dapeng, you are right. Real estate has brought in profits, and it has also driven the development of our financial company. It's a good idea to kill two birds with one stone!"

Shen Dapeng nodded with satisfaction, "Moreover, we can make a moderate restriction. All customers who intend to take out loans to buy the second phase of the house, except those who cooperate directly with the bank, must cooperate with our financial company and implement bundled loans."

"And it must be clearly written in the agreement. In this way, won't we win a large number of fixed customers for us? Even if they want to regret and terminate the agreement, the law will also tend to our side according to the agreement."

"So, the situation is not as bad as we thought. Everything must be looked forward. There will always be a bright day."

Bundled sales?

Zheng Haixia carefully pondered the concept mentioned by Shen Dapeng and couldn't help getting excited. This method is really good. In this way, it can completely prevent other financial companies from pulling customers from us.

Once the customer signs an agreement with us, they will naturally know the pros and cons. If Huanglong Financial Company uses the same method to pry customers again, these customers will not dare to agree.

"Dapeng, then start the second phase project as soon as possible."

Zheng Haixia imagined the scene described by Shen Dapeng in her mind, and she couldn't help getting excited. Thinking of the rapid increase in the business volume of the financial company in the future, she couldn't wait.

"Hehe, I still need to discuss this matter with Chairman Wang Zhongmao. After all, building a new building involves a lot of things, which cannot be solved in one or two strokes. It will take some time."

"According to what you said, it will take a long time before it's done?"

Zheng Haixia was discouraged.

"There is a long way to go, everything will get better, and the current predicament will pass one day. And I believe that in a short time, our company's business will gradually get better, so you don't have to worry too much."

Shen Dapeng's words are not without his own considerations.

The hot sales of apartment buildings made him see the huge prospects of the real estate market. Therefore, as Chengyu Real Estate, it should seize as many opportunities as possible in this golden period of real estate prosperity to carry out unprecedented expansion and operation in order to obtain more benefits.

Now as the operation director of Wanhai Plaza, his identity is there. Sometimes, there are inevitable restrictions on doing things. Therefore, if you really want to develop the real estate market, your identity should be made clear.

And this opportunity, in Shen Dapeng's view, is not the right time yet.

Therefore, it is not too late to buy a large amount of land first and wait until the time is right before starting.

The price of land in Shenzhen changes every day, so owning land at the lowest price is the first thing to do now.

In addition, in order to suppress his own financial company, Qian Xiaohao did not hesitate to lose money to attract his own customers. Although it seems that his company has no business on the surface, Huanglong Financial Company is actually worse than himself.

Loss-making business will not last long, and anyone who does business knows this.

So, one day, Huanglong Financial Company will not be able to hold on.

And when that day comes, it will be the time for Pengzheng Financial Company to regain its glory.

Shen Dapeng came to Zheng Haixia this time just to tell her the reason behind this incident. As for the quick way to make the company revitalized, there is none.

However, Shen Dapeng is not in a hurry. He will persevere and one day he will outlast his opponent. If he violates the law of market competition, his opponent will eventually eat him up and spit him out. Shen Dapeng is just comforting Zheng Haixia's anxious heart.