Chapter 581: Recovering a Large Amount of Funds

Lu Jiaxin originally thought that it would take at least a month or two for the more than 400 houses to be sold, but she did not expect that they were sold out in just over half a month. Among them, more than 150 houses in Diligende Pavilion were the first to be sold out.

Lu Jiaxin has a deeper understanding of the Hong Kong real estate speculators team.

Chen Ming reported to her the sales situation, among which the Diligende Pavilion mansion was sold for 3.2 billion. When I bought it, I paid 30% down payment, and the remaining 70% was borrowed from the bank. Because there is still a piece of land left unsold, Xinxin Real Estate paid back 1.3 billion to the bank, and there is still 400 million left to pay, which means that the Diligende Pavilion project has withdrawn 1.9 billion of funds. High-end apartments and houses in Sham Shui Po and Causeway Bay were sold for a total of NT$2 billion, bank loans of NT$880 million were repaid, and NT$1.12 billion was withdrawn.

Lu Jiaxin calculated in her mind that the properties sold this time would bring back a total of 3.02 billion.

Chen Ming nodded and said: "Yes, the withdrawn funds are 3.02 billion. There were originally 190 million on the account. Now the company has a total of 3.21 billion on the account."

They are a property leasing company, and they only need to keep tens of millions in turnover in their accounts. So these funds will be transferred away soon.

Lu Jiaxin asked: "How much did it cost and how much did it earn?"

Chen Ming said with a smile: "For the Diligende Pavilion project, excluding the subsequent taxes and other payments, we made a net profit of 1.02 billion from the two luxury buildings."

I have to say that the boss is really discerning and has made so much in less than a year. Although it is said that it is riding on the momentum of skyrocketing real estate, luck is also a kind of ability.

“What about the other two properties?”

Chen Ming is well aware of the situation of these properties: "These two projects in Sham Shui Po and Causeway Bay have made a net profit of HK$810 million."

The properties in Sham Shui Po and Causeway Bay were bought two years ago and have more than doubled. However, the interest will increase as time goes by.

After hearing this, Lu Jiaxin couldn't help but think of a saying she often heard in her previous life: the poor get poorer and the rich get richer. For the project like Diligende Pavilion, she actually paid 30% of the down payment and borrowed the rest from the bank. But in less than a year, the house has increased by more than 65%. After deducting the interest, the increase is pure profit.

Stocks in Hong Kong City were liquidated with 1.57 billion, and the Nikkei Index withdrew 1.35 billion in green coins at maturity, totaling 2.92 billion Hong Kong dollars. The Xiaori and Star City Nikkei indices also closed their positions at maturity, with a total of 3.16 billion green coins being withdrawn.

After doing this, Lu Jiaxin found that it was easier to make money by engaging in finance. Xinxin Real Estate's three projects, one earned 810 million yuan in two years, doubling the profit; one earned 1.02 billion more in one and a half years, with a profit rate of 56%. But she was long the Nikkei stock index, which more than eightfold in one and a half years.

Chen Ming saw that there was no joy on her face, and his heart twitched: "Boss, is there something wrong?"

Lu Jiaxin came back to her senses and said with a smile: "You did a great job. Everyone worked overtime this month to sell the property, and the bonus was doubled."

Chen Ming likes bosses like Lu Jiaxin who do more and get more, rather than like some bosses who like to spread the pie. Big cakes can only quench thirst but cannot really fill the stomach, so he decisively ran away from the previous company. And Lu Jiaxin not only gives high salary, but also dividends at the end of the year, and extra bonuses for good work.

After leaving Xinxin Real Estate, Lu Jiaxin said to Yan Yijun: "Go to Wansheng Real Estate."

"good."

After Yan Yijun arrived, he asked Gu Wenfeng for advice and followed his advice to familiarize himself with the route to Hong Kong City. He has his own way of remembering things, so he knows the route of the port city very well.

Wang Yadan's heart skipped a beat when she saw Lu Jiaxin's serious face. Miss Lu always smiled every time she came here before. What happened this time? Could it be that the boss was caught eating out and Ms. Lu came to settle the score with him?

Thinking that Nie Zhan usually stayed away from other women, she quickly shook off the messy thoughts in her mind. Stepping forward, Wang Yadan said cautiously: "The boss is talking to Manager Zhu. Miss Lu, please wait here for a while."

"You call him and tell him I'm waiting outside."

When Nie Zhan heard that Lu Jiaxin was waiting outside the office, he immediately ended the conversation with Manager Zhu, and then came out to welcome the person in himself. As for everyone else, they are blocking out the office.

Seeing that she didn't look good, Nie Zhan said doubtfully: "The real estate market has been so good in the past two years. Geligente House has made a lot of money. Several buildings in Sham Shui Po and Causeway Bay should also have made a lot of money. Why aren't you happy?"

Lu Jiaxin said: "These three projects made a total of 1.83 billion."

Nie Zhan's estimated profit is not much different from this figure: "Why are you still not happy after making so much? Could it be that the senior management of Xinxin Real Estate is dishonest again?"

Lu Jiaxin shook her head and said, "No, I found that my mentality was not right. I have been long the Nikkei Index for more than a year. Do you know how much I made?"

"Have you made several times the profit?"

Lu Jiaxin said: "Almost nine times, this is when I am very conservative. If it is as radical as the stock market crash, I will earn more. I had a terrible idea at that time, if I use all the money to go long The Nikkei is just fine.”

She deliberately kept a straight face, not because she was angry, but because she was a little scared. Now that she is so rich, she actually has a greedy heart. Human desire is really a terrible thing.

Nie Zhan smiled when he heard this: "Desire is something that everyone has. It's okay as long as you realize that it's wrong and can control it. The financial industry can make people rich overnight, but it can also make people lose their families and children overnight. We can invest in financial products, but we can only take out a part of it, not all of it."

He knew that Lu Jiaxin had taken out 300 million or 400 million green coins to make financial products. Compared with Lu Jiaxin's total wealth, this only accounted for one-fifth or one-sixth, which was acceptable, so he didn't object.

Lu Jiaxin said: "Now I understand why those people would spend all their money and even borrow high-interest loans to speculate in financial products. It's like an addiction, and you can't control yourself to that point."

She felt that she was addicted to taking advantage of the daily life. Well, if you are addicted, you are addicted, and you have to continue taking advantage of it. Go long now and go short later, and make a lot of money, perfect.

Nie Zhan thought she was very rational. Some people are really addicted to it: "Don't worry, I will supervise you and won't let you get addicted."

Lu Jiaxin smiled: "Let's go out to eat tonight! I want to eat French food. I wonder if Feng Qinglei has dishes I like?"

Nie Zhan thought it was very simple. He would know after making a phone call: "Yes? OK, I will go with Jiaxin tonight and arrive at six o'clock."

It's not enough to just have a big meal. Lu Jiaxin also wants to go on a trip. She has been busy since the second half of last year. She needs to go on vacation to relax.

Lu Jiaxin said: "We haven't been out together for a long time. You can spare a week for us to go on a trip."

Nie Zhan smiled and agreed: "Wait until I arrange the company's affairs, and then we will go."