Chapter 385 Actual Circulation (Subscribe!)

June 1st.

All afternoon.

Everywhere in the territory there are people queuing up to apply for bank cards with ID cards. Half of them are voluntary and half are compulsory. The voluntary ones are the ordinary people, and the compulsory ones are the soldiers, workers, businessmen, and public servants in the territory. Tang Qing did not consider that he would open a bank here, so he did not use the combination of ID card and bank card.

In fact, even if there is, Tang Qing is not going to use it together, the reason is very simple, it is to clarify the process.

For example, if I lose my All-in-One Card, how can I replace it?

What do you have to prove that you are you?

You can't always look at your face.

The household registration management method adopted in the entire territory is similar to that in China. It is also a collective household registration book formed by families, and then those who reach the age of 16 can apply for personal ID cards.

If the bank card is lost, it can be reissued with an ID card, and if the ID card is lost, it can be reissued with a hukou.

If all of them are combined, there will likely be a lot of moths when lost and reissued, unless a more advanced and complete identification method is used, but in such a small place in the territory, if face recognition, DNA, and fingerprints are all required, That's too much trouble, and it's only five years now, so I don't need something so tall.

It is not as good as in China. The ID card is an ID card, which is to identify the identity. If any other card is lost, you can use the ID card to re-apply. If it is unified, there is no technical problem, but it may cause a lot of trouble in business.

Unless there is an identification device implanted in the human body one day, it cannot be lost. Therefore, Tang Qing finally decided to follow the mature domestic model.

night.

command room.

This afternoon, Tang Qing took two cousins ​​to the park to play for an afternoon, and it was quite fun. They played all kinds of projects with them. Although Tang Qing's mental age was about to become an uncle, it did not diminish that Playful heart.

As soon as he entered the command room, Tang Qing hurriedly asked, "Tang Yi, how many bank cards were issued today?" He didn't pay attention to this matter for a whole afternoon, just to see if he could wait for a surprise.

"Back to the commander-in-chief, as of now, there have been 15,412 bank cards issued by the Bank of Myanmar and Asia. Among them..." Tang Yi gave Tang Qing a little surprise. numbers. There are more than 15,000 cards, which is half more than his psychological bottom line. Tang Yi also introduced the personnel composition of these bank cards.

It turned out that the soldiers sent to various villages issued nearly 4,000 bank cards, which seemed to be very few, but considering that in the village, generally only the head of a family would come to exchange various currencies and apply for cards. And there are still many people who are in a wait-and-see state. Unlike Li Sheng’s village, they are basically descendants of Chinese descent. All the families in the village have handled it, so more than 4,000 sheets are not a lot, which represents 4,000 families.

In addition to the village, there are also workers on the construction site, who have also queued up to complete the process. This is much higher than the number of cards issued in the village, reaching more than 6,000. The village is the host of a family, and the workers only need to have a job. It must be mandatory. As a salary payment card, the salary payment in the future will also be in the form of transfer, and no cash will be issued.

In addition to the number of bank cards that all the more than 3,000 soldiers had processed in the morning, more than 15,000 bank cards were issued on the first day. It has basically covered most of the families in the territory.

There is not much room for growth left.

According to Tang Qing's prediction, in the entire territory, even after one month, the number of bank cards processed will be 20,000. There is no way, the population in the territory is only 100,000, and the number of households is actually less than 20,000. The base is there and cannot be broken any further.

The results of the recovery of the currency were also beyond Tang Qing's expectations.

With the morning meeting, although the village chiefs have a choice, they don't have to force the villagers in their villages to exchange Asian dollars, but those businessmen have no choice. Zero has already said that they must unconditionally accept the purchasing power of Asian dollars. It must not be rejected, and the project payment above is also in Asian dollars, and so is the tax, so those businessmen have all honestly applied for the card in the end.

then.

a whole day.

The Asian dollars that the soldiers exchanged exceeded 3 billion, reaching 3.2 billion Asian dollars, equivalent to 3.2 billion yuan. Although it is only one percent of the 300 billion issuance scale in the mission, it is also a good start.

In exchange, the U.S. dollar, Japanese yen, etc. have been confiscated by the currency clearing center and stored in the asset statistics area of ​​the currency clearing center. Like the tons of gold and silver inside, they are used as the guarantee for the issuance of Asian dollars and future trade settlement. And these money Tangqing can be called at will.

This is the benefit of credit money.

If you think about the past, the United States used gold as the guarantee for the issuance of the U.S. dollar, how much gold can be issued as much as the dollar, and anyone can go to the bank to exchange the corresponding gold with the dollar. Therefore, the gold of the bank, whether it is a bank or a country, cannot be arbitrarily. They move because they already have owners, and the owners are those who hold dollars.

But the credit currency is different. It is based on the country's credit as collateral, and is guaranteed by the assets of the entire country. How much is the country's assets? That's a lot, and you don't need to show it to you. You take the money to the bank, and the state will not tell you what the money was created with. Therefore, in the era of credit currency, the state can print money to spend by itself. Because his assets are huge and his credit is very high.

In other words, whoever holds these collaterals can control the collateral assets.

within the territory.

The whole is Tang Qing's, so he can freely dispose of the currency that these assets are realized in.

The Asian dollar cannot be used to buy goods in malls until it is recognized as a foreign exchange reserve by a country with a GDP of more than $5 billion. This is also one of the reasons why Tang Qing is so eager to find the tiger skin of Burma. As long as Burma recognizes the status of Yayuan, he can directly use the currency to buy goods in the mall, and he can also exchange it for robots.

And all the Asian dollars exchanged today are guaranteed and issued with the total assets in the territory. The estimated total assets of Tang Qing in the territory were 955.6 billion yuan.

What is three percent?

28.668 billion RMB.

In other words, the asset issuance in the territory alone is as high as nearly 30 billion Asian dollars.

To put it bluntly, Tang Qing can cash out nearly 30 billion Asian dollars out of thin air to spend.

What can the money be used for even if it is cashed out? There is really nowhere to use it. Currently, it can only be invested in the territory, because other places do not recognize this currency at all.

It's not that you can print it out. So far, the Asian dollar has no international purchasing power at all, and the currencies of various countries worth more than 3 billion yuan received today are the real assets that Tang Qing cashed out today. You can use it as you like, you can spend it all.

But Tang Qing doesn't plan to do this, Nima, these are all 'foreign exchange reserves'. What if all of them are spent on foreign trade settlements in the territory in the future? Will everyone stare blankly?

This is not bullshit.

In the future, even if the territory needs to vigorously develop the economy and export high-tech products, what about the raw materials? The territory does not have the ability to supply all industrial raw materials, such as rare earths, such as other precious metals, which are not produced in the territory. Other currencies must be reserved.

Can't play single player.

It is estimated that all kinds of 'foreign exchange' worth more than 3 billion yuan will be spent in less than a month. It is mainly used to purchase the equipment of the mall, as well as the trade settlement with Wangsa, and even the purchase of industrial raw materials in the future. He may also put more money into it, and it is still early before the harvest season.

A total of more than 3 billion Asian dollars have been issued now. In the next month, plus wages and various construction grants, the actual total circulation of the currency can exceed 10 billion Asian dollars. Tang Qing should be snickering.

If Tang Qing wants to issue more Asian dollars, it is not impossible to directly double the wages of the workers, but the direct result is likely to double the price of goods in the territory, not only the people who exchanged Asian dollars before have lost money Home, the expected exchange rate of the Asian dollar in the currency clearing center is likely to depreciate to half of the RMB, which is like doing useless work, then he needs to issue 600 billion Asian dollars to complete the task.

This is simply insane behavior.

Therefore, Tang Qing believes that it is necessary to deepen the territory in two directions in order to realize the method of expanding the circulation of Asian dollars.

The first direction: right now, Tang Qing currently has too much circulation, more than 30 billion, and the territory cannot digest so many Asian dollars. Therefore, if you want to avoid inflation, you can only increase Commodity supply, increase employment opportunities, confiscate foreign currency and restrict circulation, expand the economic scale of the territory, tap domestic demand, create demand, etc.

The second direction is to support major enterprises in the territory, mainly the high-tech industries under the Myanmar Bank Group, expand foreign trade, import and export a lot, and even make the Asian dollar a regional settlement currency. external power.

Both directions go hand in hand.

Otherwise, the actual circulation of the Asian dollar will not be able to break through.

Tang Qing was also very speechless about this, and suddenly had doubts about his own behavior. What kind of thing is opening a bank? It's like building a small country. Everything has to be considered, worrying about this and worrying about that. .

But thinking about it carefully, he didn't complain so much.

If, as the system said before, buying a bank step-by-step, and then slowly playing with deposits, loans, collections, etc., is very simple, it can also be said to be a banker, but the development potential is limited, and it is too single. Lending and collection are really not technical.

Unlike now, it is simply deployed in the whole industry, and the training of people and the height of vision are a huge improvement. In the future, the influence gained from success will be even greater.

If nothing else, for example, in the future, if the Asian dollar has obtained the qualification of 'foreign exchange reserve', the assets in the entire territory will definitely increase and become more and more valuable. It is not impossible to carry out large-scale bank mergers and acquisitions at that time.

How much money will he be able to cash out at any time by then?

One hundred billion?

Can't beat a trillion.

PS: Chapter 1, this one is a bit difficult to write, no wonder there are mistakes.