Chapter 389 Who Do You Want to Give It To?
"I'll do it, Mr. Wang."
Bai Jie was very discerning and took the initiative to pick up the decanter.
The handle was just that big. As soon as she took it, half of the catkin was held in Wang Yan's hand, and her body was faintly brushing against Wang Yan's elbow.
The young master did not let go, and his attitude was very firm: "Don't worry."
Holding the decanter firmly, he slowly poured half a glass of wine for Chu Hong, then filled it for himself, and then turned back and handed over the decanter.
Treat Bai Jie's contact as if it were nothing.
Compared with his previous aloofness, Wang Yan was still so strong now, but he was not as calm as a teenager, and he was firmly in control of the situation.
There is no nonsense, just two actions that make people unable to take their eyes away.
[Ultimate beauty] + [The best is like water] = The aura is overwhelming.
Wang Yan suddenly showed a completely different attitude and aura from before, making Chu Hong and others instantly realize that Mr. Wang was about to take a stand.
A very successful foreshadowing.
Chu Hong immediately cheered up and looked at Wang Yan nervously.
The young master raised his glass and touched it lightly with Chu Hong, but he didn't drink in a hurry.
Looking back at the other party, his expression became more easy-going and sincere than ever before.
Under the sunset by the lake, in a natural environment far away from the hustle and bustle of the city, it is like suddenly taking off the mask and having a heart-to-heart with an old friend.
"Chu Xing, I can completely understand your difficulties.
Because it’s not just you who are having difficulty, many friends are having difficulty in this year’s environment. I’ve heard a lot and seen a lot.
Even going forward, since the huge changes in the industry in 12 years, many private enterprises in our mining province, including my family, are struggling to change.
I let go of the dissolute life of the rich second generation and spent all my free time going east to start a business, wallowing in an unfamiliar environment and a new industry. I thought twice before taking risks and took every step with trepidation.
And Wangting Entertainment is not the whole of my career. Look, am I in trouble? "
Mr. Wang set the tone very high as soon as he came on, showing the powerful pattern and broad perspective of a talented entrepreneur.
Especially the frankness of exposing one's weaknesses made Chu Hong, Bai Jie and others empathize with him.
yes!
Looking at the development of Wangting Entertainment, almost every step has been on the right track. In just three months, it has experienced more than one explosive development.
How difficult is it? !
Considering Mr. Wang's background and age, he faces as many difficulties as anyone else.
How much pressure can Mr. Wang bear on his own under his cold mask?
Unimaginable!
Bai Jie and Chen Xi were even inspired by Wang Yan at this moment to feel maternal, and felt that it was really not easy for the handsome boy in front of them.
Pry open the hard shell, and inside, he is still a soft and kind boy.
…
What a waste of pressure!
So soft ass!
A kind person... well, actor Wang's routines are routines. Kindness is truly kind and does not accept refutation.
In short, Wang Yan's opening remarks made the four people's eyes change.
Bai Jie is gentle and compassionate, Chen Xi is thoughtful, Wang Yufei is admiring and uplifting, and Chu Hong is full of expectations.
Chu Hong has too much experience in dealing with wealthy people. Wang Yan's change allowed him to see an opportunity to really get closer to each other.
Once you become friends...everything is possible!
The young master felt relieved when he saw the other party's reaction.
I want to take advantage of it, and I want you to take the initiative to submit, and I want you to feel that you owe me a favor.
Just so domineering!
Because only the winner is qualified to sit firmly on the Diaoyutai and accept the favor of capital.
Wang Yan took a sip of wine and frowned slightly. He seemed to feel that the wine was not sober and was a bit bitter.
But as soon as he opened his mouth, he was immediately the confident and strong young man.
"So I never pity and complain, I suffer even more.
But I am willing to provide some help to my friends and support them through difficulties.
When everyone is in trouble, those who help others will eventually be helped.
Chu Xing, I have already felt your attitude and sincerity. In today's environment, I don't want to talk nonsense with you and affect my mood.
In one sentence: both basic accounts and loans can be negotiated.
However, you only have one chance to make an offer.
Please forgive me for being blunt, but Wangting Entertainment now really doesn’t have any extra energy to waste on those minutiae.
Relocation, equity change, army expansion, training...
Everything is more important than dealing with the bank.
We don't need to mess around with finances. Of course, I can mess around once because of my friends.
Can you understand my difficulty correctly? "
"Of course, of course!"
Chu Hong was overjoyed and nodded hurriedly.
"Old Chu, I know your strength, Mr. Wang. No matter whether the cooperation can be successful or not, I will remember your words and your friendship, Old Chu!"
Bai Jie immediately raised her glass: "Thank you, Mr. Wang! Come, let's toast you together!"
Wang Yan smiled slightly, clinked his glasses with the four cups one after another, raised his head and drank it all in one gulp.
This was Wang Yan's first time drinking with them and toasting.
"temperament!"
Wang Yufei completely transformed into a fangirl, clinging to Wang Yan's body, grabbing the decanter and pouring wine for him.
Bai Jie immediately brought a large scallop, peeled it open, took out the shell, and held it directly to Wang Yan's mouth.
"Come on, Mr. Wang, eat something to cushion your stomach!"
Previously, everyone's efforts were to get Wang Yan to relax and win the big score between banks, so it was a complete team play.
Now, Mr. Wang has really let go, and the internal competition has become fierce in an instant.
Success is close at hand - as long as Chu Hong can come up with sufficiently attractive conditions.
However, who gets the final benefit still needs a word from Mr. Wang.
"Leave the task to Feifei."
With just such a sentence, Wang Yufei can win!
For the same reason, both Bai Jie and Chen Xi have a chance.
Seeing victory in sight, Wang Yufei and Bai Jie couldn't sit still, which was normal.
In contrast, Chen Xi is very passive.
There is one on the left and one on the right. The position is stuck and I can't go up!
Even if she has a position, she won't be able to play proactively.
I have always been putting on airs and waiting for someone to chase me, but suddenly I need to seduce a man in turn. Not to mention the skills and tactics, the psychological level is not easy to go through.
However, the good news that still makes her hopeful is——
Young Master Wang was always very calm and did not take the opportunity to act wildly or take advantage of others.
Sure enough, Mr. Wang is really clean and tidy!
Chen Xi admired Wang Yan more and more, even faintly admiring him.
A man who can withstand the attacks from Bai Jie and Wang Yufei has a firm will and will surely achieve great things!
Girl, Gao Yalu can solemnly warn you that you have a very deep misunderstanding of Mr. Wang...
Chu Hong didn't say much for a long time and kept drinking with Wang Yan.
I'm a little unfocused and always distracted.
He was thinking about what conditions he could offer.
It's not "should be taken out", but "can be taken out".
The difference is that he plans to fight hard.
After a while, he suddenly said: "Xiao Xi, go get some food for Mr. Wang."
The three beauties felt enlightened and immediately walked towards the three picnic stoves.
Although the key communication cannot be listened to, taking good care of Mr. Wang's stomach is also a chance to win.
Work hard, daddy!
…
Pushing aside his subordinates, Chu Hong coughed lightly, looked around, and then spoke in a low voice.
"Master Wang, I plan to first help you become a branch-level strategic private enterprise customer of the Magic City Branch..."
Wang Yan was a little confused, what was there to hide about this matter?
However, after Chu Hong's patient explanation, Wang Yan finally understood that feelings are the greatest benefit!
Minsheng Bank's grading of private enterprise customers has been an internal rule that has been implemented for a long time, but externally, there has been no matching statement.
In other words, do whatever you want, there are no standards.
It was not until the fifth boss came to power and became the chairman of the board that he started reforms in 2014, promoted the "Phoenix Plan", and replaced the original private enterprise and small and micro strategies, and finally there was a systematic classification.
Strategic private enterprise customers are the highest level and are divided into head office level and branch level.
As a new start-up company, Wangting Entertainment does not meet the standards at the head office level or at the branch level.
However, starting this year, the head office will cut off five of the seven industry divisions and delegate authority to branches, which will provide an operational basis.
“The four major judgment dimensions are: one is the industry dimension, that is, the position in the industry.
Mr. Wang, your company’s registered name is an entertainment company, but its main business is actually live broadcast business and Internet celebrity operations. I personally feel that your company is the upstream of the live broadcast platform and the upstream of the Internet celebrity economy!
In terms of industry status, there is no bigger guild than Wangting Entertainment, right?
That is the leading unicorn in emerging industries! "
Wang Yan was amazed.
Can it still be explained this way? !
However, if Chu Hong dares to brag, I will brag!
“We occupy 80% of the market share in the food and broadcast segment. The popularity and money-absorbing ability of the four major anchors can crush all the rest.
More than 150 super-good-looking anchors have signed contracts, and they are among the strongest in the industry.
All the anchors from all the other guilds put together, in terms of appearance, figure, and talent, are all beaten by us.
If you have an on-site inspection, you can see how shocking it is to have more than a hundred stunning beauties gathered together. "
"Okay! Then this one is no problem!"
Chu Hong clapped his hands excitedly and continued to talk about the second topic.
"The second is the product dimension, that is: the market share of the company's key products. I heard from Mr. Ai that every platform is begging for your company to join the company, is that right?"
Wang Yan nodded without being modest.
“In negotiations with all cooperation platforms, we have received the best treatment, which is unique in the industry.”
Chu Hong was overjoyed: "That's great! I'll show you the contract you signed during the review. It's very convincing!
So, the third dimension is the management dimension with finance.
I have to ask about this, does Wang Ting Entertainment have a credit line from another bank? "
"No."
Wang Yan shook his head and told the truth.
"Wangting Entertainment is not short of money. China Construction Bank, which opened a basic account, wanted to give us a credit line, but we have not responded."
"pretty!"
Chu Hong became more and more excited and stunned Wang Yan.
Is this a good thing?
"Of course it's a good thing! Since the incident, we rarely cooperate with customers who have credit from other banks to avoid the risks of excessive credit and long-term financing.
Your company does not have a credit line in other banks, so it is equivalent to a white account, so extra points! "
"OK, you continue."
"The last dimension is to examine the actual situation of controlling the person."
Chu Hong laughed and immediately flattered him.
"With your personal qualities, wealth, and abilities, Mr. Wang, the last item is simply a score question.
Just review your personal wealth and come up with a few important achievements, and you’ll get perfect scores!
Just now I heard that girl call you the God of Cars. Mr. Wang, are you a member of the Magic City Supercar Club? "
Wang Yan shook his head: "Not yet, but there are indeed many invitations, and I'm still considering it."
Chu Hong said hurriedly: "That membership is still useful, it can give you extra points. Then there is Mr. Ai's consumption flow, which can also give you extra points. Deposits, villas, luxury cars, luxury watches, and business achievements are all bonus points. "
Young Master Wang was in awe: "Old Chu, you are very professional!"
As a result, Chu Hong shook his head honestly.
"Actually, it's just a matter of coping... For example, Jack Ma doesn't need to be tried at all, and the trial of an unknown person is useless. It's hard to tell the truth from the false."
Damn, what a waste of feelings.
But after Chu Hong communicated like this, he felt really confident.
In terms of assets and revenue, Wangting Entertainment can be considered a medium-sized enterprise, and its prospects are even more amazing.
The four major state-owned banks may not recognize this kind of leader in the emerging industry. People's livelihood is generally more open, and the Shanghai branch is even more daring to try.
For a branch-level strategic private enterprise customer, this is not a big problem.
Just make the information more beautiful.
As for the benefits of this quota...
“It is difficult for normal private enterprises to obtain the benchmark interest rate in our bank, it is basically impossible.
Last time I told you that the benchmark would be reduced by 20%, but in fact it was just trying to spread the pie.
Not to mention your Wangting Entertainment, even the Fish Platform is impossible.
This year's market situation is that if private enterprises want to get loans, the increase will be at least 50%, and it doesn't matter which bank they go to.
However, once it becomes a strategic customer, the biggest benefit is positioning.
Wangting Entertainment will be positioned as an upgrade and capital-supporting customer, and will receive all-round resources.
In terms of interest rate, with my ability, I can achieve 4.2% for you.
However, the supervision of the use of funds will be stricter. You cannot transfer it to other investments and can only use it for the operation of Wangting Entertainment. "
Damn it!
Wang Yan ignored any supervision and was focused on that number.
4.2% loan interest rate!
Oh my god, do you want to be so happy? !
Wang Yan tried his best to suppress his excitement and continued to pretend.
"The interest rate is OK, but Wang Ting Entertainment's demand for funds is not high. We have agreed in advance that I will not lend too much."
Chu Hong was a little anxious and fought hard.
You only borrow tens of millions, what am I doing here?
There was a tug of war, and when the price reached 300 million, Wang Yan refused to let go.
"Chu Xing, Wangting Entertainment really needs to expand its business scale. There is a little financial pressure, but it really doesn't need that much money. I'm satisfied with it."
Too much is not enough, holding on to the shelf is more important than anything else.
In order to create an image that he is rich and has no shortage of money, Mr. Wang really tried his best to do everything possible.
Chu Hong had no choice but to agree.
The final result of the negotiation was extremely beneficial to Wangting Entertainment.
On the premise of being able to become a strategic private enterprise customer, the two-story office building of Haiguang Building is used as a mortgage, with a valuation of 600 million, a loan of 300 million, a one-year term, an interest rate of 4.2%, and monthly interest payments to repay the principal upon maturity.
The basic legal person account of Wangting Entertainment needs to be moved to the People's Livelihood Magic City branch and is not allowed to move out during the strategic partnership period.
Before the loan is repaid, Wang Ting Entertainment is not allowed to open a credit line from another bank, but Wang Yan personally is not within the restriction.
In fact, it is equivalent to using a basic account to earn a low-interest loan for nothing.
But Chu Hong was still overjoyed and felt that he had taken a big advantage.
It’s cool to lend money to companies that are not short of money!
Moreover, he is really optimistic about Wang Yan and has full confidence in Wangting Entertainment.
As for Mr. Wang...
Have fun secretly!
To open a branch base, renovate the headquarters, and support more than 100 new anchors, the existing funds are simply a drop in the bucket.
Even including the money Lingya and the others earned from selling themselves, it was still not enough.
Unless you find PE financing, but now you are losing money in financing.
As a result, money flew in on its own initiative!
Although the 300 million loan has an interest of 1.05 million per month and a total of 12.6 million extra yuan per year, the benefits it brings far exceed that interest.
Not to mention anything else, by this time next year, Wang Ting Entertainment's market value will be less than 5 billion. Wang Yan dares to rip off his head and kick it like a ball!
The strategy of live broadcasting the devil, in the final analysis, requires spending money.
As long as he has start-up capital, Wang Yan will dare to do whatever he wants!
It officially takes off from the moment the loan arrives!
The eldest young master took the initiative to raise a glass to the boy giving money... the fat boy giving money. They looked at each other, one smiled sincerely, and the other sighed pretentiously.
"Master Wang, happy cooperation!"
"Chu Xing, as long as you are happy, the interest of more than 10 million yuan can be regarded as a meeting gift from my little brother."
"No! When did I, Lao Chu, ever feel sorry for my friends? Don't worry, I will make sure you have a good time today! Hehehehehe..."
Chu Hong smiled evilly, turned his head and glanced at the three beauties who were cooking.
"Master Wang, tell me, who do you want to give the basic account and the loan to?"
Pooh!
I have the nerve to say such a thing? !
Ah, no, what kind of person am I? !
Wave your hands in the most upright manner and say just three words: "Let it go."
Chu Hong fell into deep thought.
Mr. Wang is surprisingly passive in this regard...
Could it be that... you like fully automatic ones? !
How should I hint them?
Maybe...
Chu Hong lived up to his reputation as a seasoned veteran. His eyes lit up and he took the plan seriously.
Ask for a double monthly pass. I heard that all the babies who voted for me last year have become rich this year.