Chapter 494 Meeting the Scorpion Demon

Therefore, a family's money must not be easily handed over to a woman.

Unless that woman is very stable, diligent and thrifty, and has considerable wisdom. Otherwise, they will get angry and use the money to support their parents' family, becoming the legendary devil to support their younger brother.

Or you may be defrauded and fall into a trap, which is really a disaster for the family.

After Li Shuixiang paid the money to redeem her husband, she initially hid the news from Xu Zhenchang and didn't say anything about borrowing loan sharks to save him.

It wasn't until after the New Year that the creditor came to collect the first month's interest that Xu Zhenchang realized that his wife had done something stupid.

It's just that it's too late to regret it now.

In fact, even if you learn about the loan sharking as soon as you are redeemed, it will probably be too late.

Because the creditors relied on loan sharking to make a living, they would definitely not agree to Xu Zhenchang's early repayment as long as he signed the pledge.

Otherwise, how can you earn interest?

The loan shark Li Shuixiang borrowed was eleven taels of silver. For a rich person, this was just a drop of money. Buying a beautiful maid or concubine is far more than this price.

But for ordinary farmers, this is a huge sum of money.

The loan was only for one month, and the interest charged by the creditor was two and a half denarii.

And that's just interest.

You really can't touch loan sharks, whoever touches them will die.

When Xu Zhenchang found out, he was frightened.

When I went to Qin Niu's house with a mournful face, my legs were weak.

As soon as he entered the yard, he knelt down in front of Qin Niu with a plop and begged Qin Niu to help him.

Xu Zhenchang is more awake than Li Shuixiang, and he is the village chief after all.

He sold three acres of fertile land at home to Qin Niu for eighteen taels of silver.

Then Qin Niu was asked to come forward, and the creditor agreed to pay off the debt in advance. In the end, the principal of eleven taels of silver, the interest of twenty-eight taels of silver, and the liquidated damages of one tael of silver were repaid.

It was only for Qin Niu's sake that the creditor agreed to let Xu Zhenchang repay the loan in advance.

After paying off the usurious loan, Xu Zhenchang was also frustrated and severely hit.

At this time, Qin Niu took the opportunity to extend an olive branch and wanted to hire Xu Zhenchang to be a housekeeper in the Qin Mansion, specifically responsible for the planting of more than 7,000 acres of fertile land. The salary is also quite attractive. The fixed salary is ten taels of silver a year.

If the harvest from farming is good, there will be additional rewards.

Xu Zhenchang figured it out and it was much better to work as a housekeeper for the Qin Mansion than to rent the Yan family's farmland himself.

Renting the fields from the Yan family to grow crops requires a year of exhausting work, and they have to avoid insect infestations, floods, and droughts in order to make a fortune. After excluding all kinds of expenses, it would be nice to have ten taels left.

If you encounter a disaster year, you will have burned high incense if you can save your capital.

Now as a housekeeper for the Qin Mansion, one year's income can buy an acre of fertile land. If the current price of land is as low as six or seven taels of silver per acre, you can buy three acres of good farmland after two years of work.

No risk involved yet.

And managing so many farmers is every man’s dream. Besides, becoming a housekeeper in the Qin Mansion will skyrocket his social status.

Even though he seems to have a good relationship with the Yan family now.

That's just him taking the initiative to be the Yan family's licking dog. In the eyes of the Yan family, his status is not much higher than that of a domestic slave, and even far worse than that of a domestic slave like Butler Yan Qi.

If Xu Zhenchang becomes Qin Niu's butler, the young master of the Yan family will probably have to politely call him "Butler Xu" when he sees him in the future.

After thinking about it, Xu Zhenchang happily accepted Qin Niu's offer and went to the Qin Mansion to work as a farm steward the next day.

Not to mention, Xu Zhenchang is very loyal and has a good way of managing farmers.

After all, he is a farmer himself.

Not to mention planting technology.

If Xu Zhenchang's planting skills were not good, he would not be able to make a fortune or get rich.

Any talk of getting rich through hard work is a lie.

There are so many farmers in Shuangfeng Village, and most of them are industrious. Except for Xu Zhenchang, who has made some money and become famous. Every other farmer is still in abject poverty, and the most they can do is make ends meet.

With Xu Zhenchang as the housekeeper, the Qin family basically doesn't need to worry about planting.

In the later stage, some outstanding farmers can be selected from many farmers to become management.

By then, the Qin family's team of planting talents will become impressive.

There are more than 100 shops in the city to manage, but no suitable candidate has been found yet. Wang Wanyan once proposed to let her father Wang Furen manage it, but Qin Niu did not agree.

If you die of poverty, you will not work for your relatives; if you die of hunger, you will not cultivate your father-in-law's land. This has been a good lesson for thousands of years.

Whether it was his father-in-law or his brother-in-law on the other side of the Tang family, Qin Niu never thought of letting them take charge of the Qin family's property.

The thing that cannot stand the test the most is human nature.

It seems easy to let them take over now, and they are our own people and can be trusted. But if they were secretly corrupt or mismanaged in the future, Qin Niu would have no way to punish them.

If they are removed, there is a high probability that they will no longer be relatives.

Nine times out of ten, they will become enemies.

Rather than getting to that point, it is better to take precautions in advance.

…

"Husband, what about me? Are you going to leave me at home alone?"

Tang Caixian's belly has swelled as high as a fist.

When she heard that Qin Niu was taking Wang Wanyan and Xiaoqing to attend the water and land ceremony, she wanted to go too.

"Water and land magic is quite dangerous. My current strength is still very weak. Especially in a place where there are so many powerful people, I have no ability to protect you. If an accident happens and the child in your belly is hurt, then We will both regret it.

It is estimated that Wanyan, Xiaoqing and I will be back in two months at the latest.

Now you can raise your baby at home with peace of mind, and you can manage the shop and other affairs at home. I wouldn't trust these things to anyone else. You can handle everything on my behalf. "

Qin Niu hugged her and comforted her.

"Okay! I'll wait for you at home."

She pouted and agreed.

As a first-time mother, like most pregnant women, she was full of motherly love for the child in her belly.

Participating in the water and land ceremony may cause harm to the child in her belly, which she cannot accept.

"Cai Xian, if you encounter something difficult to make a decision while I'm not at home, you can discuss it with Tang Yan."

"OK!"

Tang Caixian nodded again and agreed.

"You all go about your business. I have to hurry up and cultivate my bugs. I may not come back in these three days."

Qin Niu confessed and went out with the basket on his back.

The hatching of the two blood silkworms was extremely slow. Several months had passed, but they still had not emerged from their cocoons. It's just that the color of the two blood cocoons is much darker than before, and the movement from the cocoons is much more frequent than before.

I believe that in a few days, the two blood silkworms will emerge from their cocoons.

After Qin Niu went out, he went straight to Liu Shengli's house.

Seeing Liu Shengli saying goodbye to his wife from a distance and walking out of the house with a hoe on his shoulder, Qin Niu secretly thought that he was lucky to have arrived early, otherwise he would have gone to the fields to look for Liu Sheng.

Liu Shengli and Liu Qing have now become long-term workers of the Qin family, responsible for farming.

Qin Niu allowed the two of them to go home and live there.

Liu Shengli couldn't bear to leave his wife, so he made an agreement with Qin Niu to live home every day.

Qin Niu also agreed.

Liu Qing's wife is Mrs. Zhao. That woman is very evil and terrifyingly powerful.

Even though Qin Niu is now in the dual spirit realm, he is still frightened every time he sees Madam Zhao. After seeing Madam Zhao's strength that day, the strategy he adopted now was to never anger Madam Zhao.

Letting Liu Qing go home every day is also a sign of goodwill to Mrs. Zhao.

"Shengli, are you going to work in the fields?"

"It's my boss! Why are you here? Please sit down in the room!" Liu Shengli invited Qin Niu home.

"Don't sit still. Bring your wood-cutting tools and take me to meet the scorpion demon in the mountains today!"

Qin Niu ordered. (End of chapter)