Chapter 18 018 [The Ultimate Secret of Asset Mortgage]

In the 1960s, Hong Kong's identity gradually changed from a trading port to an industrialized city. Plastic flower factories, garment factories, and the most famous toy factory in Hong Kong, textile factories abound.

However, with the scale of Hong Kong's economic development, this cheap labor industry will eventually be eliminated and replaced by shipping, finance, and real estate!

In particular, the most brutal real estate development in Hong Kong is inseparable from the financing and loans of major banks from beginning to end.

As the head of Standard Chartered Bank in Tsim Sha Tsui, Saipan has absolute real power in terms of bank loans.

In this day and age, ghosts are the top class, and Chinese are the subordinates, which has become a fixed pattern. Often, many people in the bank will unconditionally obey the ghosts.

Therefore, under Saipan's leadership, Shi Zhijian's 500 mu of land in the New Territories quickly entered the mortgage review process.

The review process was very formal. Shi Zhijian asked Da Daxiong to accompany the "senior reviewer" of the bank to Yuen Long, New Territories, to see the land in person and understand the local conditions. Afterwards, he drank a bottle of Fanta soda and ate After a bowl of rice rolls, another 5,000 Hong Kong dollars was stuffed by Lou Daoxiong, and then he came back in a rickshaw, sighed at the seal, and personally stamped the big red seal on the review document: approved!

The whole process takes less than three hours!

After completing the review, Saipan personally helped Shi Zhijian handle the loan mortgage procedures. The total mortgage of 500 acres of land by Standard Chartered Bank: 600,000!

…………

In the general manager's office——

"Dear Shi, wish us a happy cooperation!" Saipan shook hands with Shi Zhijian again.

Shi Zhijian lamented how fast banks handle loan business in this era. From entering the bank to getting a loan of 600,000 yuan, it took less than half a day.

At this time, Saipan's subordinates brought over 500,000 yuan and placed them neatly on Saipan's desk.

"No, my dear Shi, count the numbers, is the number correct?"

Shi Zhijian didn't react yet, the eyeballs of Da Louxiong who was with him almost fell out.

Five hundred thousand Hong Kong dollars piled up on the table, like a mountain of gold.

This is the first time he has seen so much money in his life!

Shi Zhijian looked at the 500,000 Hong Kong dollars and knew that the remaining 100,000 Hong Kong dollars had been withheld by Saipan in advance.

"Don't count, I trust your bank!"

"Hehe, that's good! By the way, do you still need to take out your 300,000 yuan now?"

"Of course you don't need it. I didn't expect your bank to be so efficient, let alone my loan would be approved!"

As Shi Zhijian said, he asked Da Daoxiong to take out the paper bag, took out 300,000 out of the 500,000 yuan, and then grabbed another 20,000 yuan and put it in his pocket, and said to Saipan, "Help, save the rest." Go first!"

"Of course, it's my pleasure!"

Saibai snapped his fingers, and his staff collected the remaining 180,000 yuan, and together with the previous 300,000 yuan, issued a deposit certificate of 480,000 Hong Kong dollars to Shi Zhijian, and prepared a stack of Standard Chartered Bank checks for Shi Zhijian. In the future, Shi Zhijian can directly sign for large transactions.

No matter how stupid Lou Daoxiong is, he has figured it out at this moment.

Shi Zhijian backhandedly mortgaged 500 mu of land for 600,000, and Saipan swallowed 100,000, leaving 500,000!

In other words, after Shi Zhijian bought the land with 300,000 yuan, he turned it into 500,000 yuan!

This kind of coquettish operation directly stunned Da Daxiong.

These pieces of land are at best dead in the hands of Lord Ding Ding.

The gap between Master Ding and the times made him look down on banks and distrust banks, but how did he know that he had been dumped by the times!

If it was said that Lou Daxiong was respectful to Shi Zhijian before, it was because Shi Zhijian had big backers like Xu Sanshao and Lei Luo behind him.

So now, Shi Zhijian's wisdom, or in other words, his treachery, directly made him admire him!

...

Leave the Saipan office.

The two burly men who followed Lou Daoxiong immediately stepped forward.

Da Daoxiong raised the bag filled with 300,000 Hong Kong dollars in his hands, which meant that he got the money.

The four left the bank and came to the door. Shi Zhijian glanced at the signboard of "Zhou Ji Congee Shop" not far away, and said, "I'm hungry, are you interested in eating a bowl of abalone porridge?"

The two big men glanced at Da Daoxiong.

Loudly shouted: "What do you think I am doing? I won't run away after getting the money! Mr. Shi treats you to porridge, it's for your face!"

There are two big men, the one with the stern face like a dead parent is called A Long, and the one with a toothpick in his mouth is called A Hu.

They are brothers, and they are also confidantes of Hong Yihai's boss Zhang Jiuding.

This time Da Daxiong came to follow Shi Zhijian to withdraw money, Zhang Jiuding was worried, on the surface he asked them to come and accompany Da Daxiong to withdraw money, but in fact he was monitoring Da Daxiong and Shi Zhijian.

"Master Ding told me to go back immediately after taking the money!" Aaron had a straight face, expressionless.

"Actually, it doesn't take much time to eat a bowl of abalone porridge!" Ahu rubbed the toothpick with a smile on his face.

"Then go up to eat porridge! The minority obeys the majority!" Da Daoxiong led the way directly to the porridge shop with a loud voice.

As a club thug, don't talk about eating abalone porridge at ordinary times. When you are poor, you don't even have to eat pig blood porridge!

...

Zhou Ji Congee Shop——

At five or six o'clock at this time, Shi Zhijian easily asked for a private room before the guests came up.

Sitting down at the Eight Immortals table, Shi Zhijian was not polite, and directly took the menu to order, ordered abalone porridge, ordered seven or eight meat and vegetable dishes, and finally ordered a dozen Kirin beer.

The waitress went down to order the food, and Shi Zhijian took out a cigarette from his pocket, flicked open the cigarette case, and faced Da Daoxiong and the three: "Smoke?"

Loudly and respectfully took one.

Ah Hu also took one.

Only Aaron still kept a straight face.

Shi Zhijian didn't care, he took one and bit it in his mouth. Before he could draw the fire, Da Daxiong leaned over to help him light the cigarette as he was used to.

Seeing this, Aaron looked disdainful and sniffed.

Ah Hu spat out the toothpick and laughed: "This is a good cigarette, Marlboro! Aaron and I usually only draw lucky draws!"

Shi Zhijian took a puff of smoke, but he didn't seem to hear Aaron's snort, "You two surnames? What is your status in Hong Yihai? Red stick? White paper fan?"

Aaron continued to have a stern face, as if he was unwilling to talk to Shi Zhijian.

Ah Hu stepped on the chair and took a few puffs of cigarettes, he smiled: "My name is Chen Jinhu, he is my elder brother Chen Jinlong, we are brothers!"

Da Daxiong added later: "They are both skilled, one is good at wielding knives, the other is good at wielding fists, both of them are Hong Yihai's double red sticks!"

Shi Zhijian smiled: "It seems that Lord Ding is very grand this time, and he sent three double-bonus red sticks!"

"Double Flower Red Stick" is like a horse in the prefix and in the gang. It can fight and suffer. The most important thing is that it is loyal to the boss and can not die.

The brothers Chen Jinlong and Chen Jinhu are like this.

They were originally from Chaoshan, they were bullied when they first came to Hong Kong, and later they joined Hong Yihai, Master Ding taught them Kung Fu personally, after hundreds of actual battles, they fought fiercely and violently, and they were famous for their lives.

Last year, the two even relied on the 30 men of "Hu Xuyong" who fought alone and became famous in the first battle. They directly tied up the double-bonus red sticks, and were called "brothers and tigers" by the people of Jianghu.

At this moment, Shi Zhijian said confidently, "Master Ding sent three double-bonus red sticks in one fell swoop", which made people feel harsh.

The three Da Daoxiong are not fools, they all understand what they are here today.

Lou Daoxiong is monitoring Shi Zhijian.

Brothers Aaron and Ahu came to monitor Daweixiong again.

To put it bluntly, Master Ding thinks highly of them, but to put it bluntly, Master Ding is too suspicious to believe anyone!

"Master Ding is always serious in his work." Lou Daxiong picked up the teacup and poured Shi Zhijian a cup of Longjing tea.

"Master Ding is getting old, he will be sixty this year, and Hong Yihai will still rely on you young and strong factions in the future!" Shi Zhijian said casually.

Aaron's eyes flashed, full of vigilance.

Ah Hu was still laughing and joking, as if he didn't hear what Shi Zhijian was saying.

There was only a loud and fierce heartbeat.

Yes, Master Ding is getting old!

Who will inherit Hong Yihai?

Relying on his unsatisfactory children?

Shi Zhijian picked up the teacup, sniffed it at the tip of his nose, and turned the teacup back and forth with his fingertips: "This tea is a good thing. It absorbs the essence of heaven and earth, occupies all the five elements and eight trigrams, gold, wood, water, fire, and earth. After being exposed to wind, sun, rain, and finally iron pot Stir-fry the water and soak it, and then the aroma will come out--to be a human being, it is the same as making tea, if you want to stand out, you must not only be able to endure hardships and endure suffering, but also know how to seize opportunities!"

After Shi Zhijian finished speaking, he glanced at Da Daxiong and the other three, "What about you, do you prefer to make tea or cups?!"

"How about making tea? How about making cups?" Da Daxiong looked serious, his voice trembling.

Shi Zhijian smiled, "What about making tea? If you can endure it, you will be happy!"

Shi Zhijian squeezed his teacup and drank it down.

"Do you want to make teacups? If you don't do it well, you will be smashed to pieces!"

After speaking, snap!

The cup fell to the ground!