Chapter 649 Thinking Habits
The scepter sped up significantly on the screen, and its voice began to sound a little mean.
"Stupid prairie dog, an investment that doesn't get a financial return is an investment that doesn't get a financial return. What more explanation do you want?"
"At least you have to tell me what kind of investment is considered a non-income investment? Give me an example."
"Give me a chestnut, can you please give me a peanut?" The scepter's inappropriate playfulness almost drove Shi Lei crazy.
Rolling his eyes, Shi Lei swallowed his anger and said: "You have to give an explanation. You can't just throw a word to me and let me guess it myself. Be more specific."
"The third-level commissioner can experience the specific content on his own."
"I understand your sister!" Shi Lei blurted out, but quickly forced himself to calm down. He waved his hand and said: "I was impulsive just now. In this case, I will ask myself. Donate money and do charity. That counts. Isn’t it considered a non-revenue investment? Because donating money to charity is a reputation-building investment. To put it bluntly, it’s just a prestige investment. In human society, a person’s reputation is also a hidden wealth. Is this considered an investment?”
Scepter's answer almost made Shi Lei vomit blood.
"you guess?!"
Shi Lei knew that the scepter would never give any answer to this question. This might be the program set by the black card.
Although Shi Lei wanted to curse, he understood that scolding would not help. It would not have any effect other than making his blood pressure soar. After all, what he was facing was just an artificial intelligence, not a real human being.
Keep telling yourself to calm down, Shi Lei thought.
It's not impossible to know whether something is a non-income investment.
For example, if you donate to charity, Shi Lei can tentatively donate 10,000 yuan to charity organizations such as Project Hope or the Red Cross. Anyway, the quota of 10 million yuan for each quota cycle is 5%. Half a million, a mere ten thousand can definitely be classified into this category. Moreover, even if 10,000 yuan is not included in the quota, Shi Lei is fully capable of making up for it with his own funds.
Shi Lei felt that his most important task next was probably to list all the expenses related to non-income investments that he could think of, and then try his best within this quota cycle to set the quota for each fund. Special to distinguish. In this case, after a quota cycle, he will be able to figure out at least a few of the non-return investments, and he will not need to take risks in the future. He can just follow this.
This was not a job that could be completed now, so Shi Lei decided to put it aside for the time being. He said, "Continue."
The Scepter was also a little surprised. It didn't expect Shi Lei to let this problem go so easily, but it had nothing to complain about, so it could only say: "Non-income investments do not need to be confirmed. The Supreme Black Card will automatically identify them." What consumption is considered non-revenue investment?”
Shi Lei curled his lips and said that he knew this was the case. The reason is very simple. If non-revenue investment needs to be confirmed like collection consumption, then Shi Lei only needs to come to the scepter to confirm after making a certain expenditure. , classify it as a non-income investment, you can know whether this expenditure can be classified as a non-income investment. Because as long as it is classified, it must belong, and if it cannot be classified, it does not belong. The logic of the black card is strict, and of course it will not leave such a loophole for Shi Lei to exploit.
"continue."
Scepter paused and then said: "The credit cycle of the third-level commissioner is one month, and the third day of each month is still the settlement day."
Shi Lei shrugged his shoulders. Although there was no confirmation on the credit cycle after reaching level three, one month was one of the answers that Shi Lei had already thought of. After all, if it is more than half a year, the credit cycle is too long, and the difficulty of consumption has not increased significantly. And what kind of time unit is half a year?
Even three months, although it can be called a quarter, does not seem to be a complete unit of time.
From this point of view, Shi Lei also had some worries. If quarters and half-years cannot be used as complete units of time, twelve months a year is obviously too long for an upgrade, and a ten-fold increase in quota cannot even be caught up. With the increase in time, Shi Lei was worried that the level 4 quota of 100 million would also require him to complete the consumption within a month.
Is the real difficulty of the black card really starting at level four?
This was not the time to worry about this, Shi Lei asked: "What's my rating for this upgrade?"
The scepter seemed a little unhappy. It hesitated for a while before finally saying: "Congratulations, third-level specialist, you have received a perfect upgrade score of 100 points for this upgrade."
Shi Lei clenched his fist, waved it hard in the air, and shouted: "Great! That's great! It's really a perfect score!"
Scepter was so depressed that he ignored Shi Lei and remained silent.
After Shi Lei finished laughing, he asked: "If you advance with perfect scores, there should be a reward, right?"
Scepter said reluctantly: "Yes!"
Shi Lei laughed loudly and asked again: "Let's not talk about this reward in a hurry. On my last settlement day, you told me that my additional score was only thirty-nine points, which means that I must have exceeded this quota cycle. It’s worth spending. Let’s talk about this first.”
Scepter Machinery's answer: "The third-level commissioner made three value-for-money purchases in the last quota cycle. The first purchase was a purchase of 188,000 yuan. After evaluation, the actual market value of the Huanghuali wood was At 230,000 yuan, the third-level commissioner can receive an independent fund reward of 42,000 yuan. The second consumption is also 188,000 yuan. After evaluation, the actual market value of the huanghuali wood consumed in this transaction is is 220,000 yuan, the third-level commissioner can receive an independent fund reward of 32 million yuan. The third consumption is 24,000 yuan. After evaluation, the actual market value of the huanghuali wood consumed in this transaction is 590,000 yuan, and the third-level commissioner can receive an independent fund reward of 566,000 yuan.”
This was almost the same as Shi Lei's estimated market price at that time, especially for the natural crutch. Wei Qing also valued it at about 500,000. As for the 800,000 he mentioned later, it was entirely because he didn't care about money and just wanted to get it. Because of this crutch.
Of course, Shi Lei couldn't sell it to him, Shi Lei had to keep it in his own hands.
"After the three value-for-money purchases are merged, they will be classified as one three-star value-for-money purchase. The third-level commissioner can receive a total of 640,000 yuan in independent fund rewards."
The scepter obviously hadn't finished speaking. It should have talked about scoring next, but Shi Lei immediately interrupted it.
"Wait a minute, with three-star value purchases, you should be able to get a chance to win a lottery, right?"
The scepter immediately scolded: "You greedy skunk, these three super-value purchases of yours all have clear values. You have already received the reward of independent funds, and you actually still want to get another chance to win the lottery?!"
Shi Lei smiled. He heard another opportunity from Scepter's words.
If the three-star value-for-money consumption this time cannot get a lottery opportunity, but can only be rewarded with independent funds, then the scepter should directly tell Shi Lei that these three value-for-money purchases can only be rewarded with independent funds, instead of telling Shi Lei He has gained and desires to gain again.
This is another habitual way of thinking, and Shi Lei has been dealing with the scepter a lot, and has gradually gotten out of the habitual way of thinking.
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