Chapter 472 Accident Insurance (Two-in-One Please Vote!)

Zhang Baoquan's car disappeared from the Tianyan system for 8 hours.

From 8pm last night to 4am today, Zhang Baoquan’s car appeared in cameras No. 26 and No. 98.

So where did he go during this time?

"Have you found Zhang Baoquan's whereabouts during this time?"

"Under investigation, Zhang Baoquan's mobile phone made a total of 6 calls during this period, and we are verifying them one by one."

"There is also Zhang Baoquan's wife, who is also on her way to be summoned."

Chen Yan nodded. It was important to find where Zhang Baoquan was going during this period.

Why did he come to the northern suburbs and why did he return in the early morning.

Who did he meet in the middle, and whether it had anything to do with his car accident.

"Also, check how many vehicles passed this speed camera before and after Zhang Baoquan's vehicle passed camera No. 98. Especially after Zhang Baoquan's vehicle passed, the vehicles that passed this camera must be checked clearly."

"yes!"

After Wu Zhiguo arrived, Chen Yan lit a cigarette and reviewed the entire case in his mind.

The specific time when Zhang Baoquan's car crashed must have been after passing through camera No. 98.

Chen Yan had walked this section of road before going to the scene and knew that the No. 98 speed camera was only about a kilometer or two away from the T-junction where the traffic accident occurred.

This distance can be reached in about a minute by car.

etc!

The cigarette in his hand had been burned out, but Chen Yan seemed unaware.

Something's wrong!

4:03? !

The Sky Eye system showed that Zhang Baoquan’s vehicle passed speed camera No. 98 at 4:03 in the morning.

But the time on the center console of Zhang Baoquan’s BMW was 4:19!

Zhang Baoquan's BMW car had a watch embedded in the center console. Due to the violent impact, the dial had long been shattered, and the hands had always stayed at 4:19.

However, Zhang Baoquan’s car clearly passed speed camera No. 98 at 4:03.

The time of the Sky Eye system is impossible to be wrong.

The time of 4:03 is definitely fine.

However, the time on the watch in the BMW stopped at 4:19.

The distance from speed camera No. 98 to the accident site is less than two kilometers, and it can be reached in two minutes at most by driving.

But why does the watch in the BMW say 4:19?

Is the time on the watch inaccurate? It's ten minutes too fast?

But if the time is accurate, the time the car accident occurred was 4:19, and the time the car passed speed camera No. 98 was 4:03.

Excluding the driving time from the camera to the accident location, the maximum is 2 minutes. What about the remaining 14 minutes?

Where have you gone?

At 6 p.m., Wu Zhiguo appeared in Chen Yan's office again.

"Captain Chen, Zhang Baoquan's whereabouts last night have been found out."

"We made return visits to all six calls Zhang Baoquan made after he went out last night."

"It is confirmed that after Zhang Baoquan left home last night, he drove out from Exit 28 of the Beijiao Ring Road, and then went to a chess and card room called Juyou Chess and Cards in Beijiayuan Community to play mahjong."

"Play majiang?"

"Yes, the person who played mahjong with him at that time has already been summoned in the interrogation room."

"Let's go over and have a look."

There are four monitoring screens in the monitoring room. In interrogation room No. 1, there is a young woman.

"Is this the person who played mahjong with Zhang Baoquan?"

Chen Yan pointed at the young woman on the screen in Interrogation Room No. 1, slightly surprised.

This woman looks to be in her 20s, wearing a designer coat, and the handbag in hand is also high-end.

Chen Yan, who is proficient in luxury goods, roughly estimated that the clothes on this woman's body cost almost hundreds of thousands.

Such a person would actually go to the northern suburbs and stay up late playing mahjong?

"No, no, Captain Chen, the woman in interrogation room No. 1 is called Wang Yue, and she is Zhang Baoquan's wife."

"Wife? So young?"

"It's his second marriage. Zhang Baoquan's financial situation is good. After getting divorced a few years ago, he found a younger wife three years ago, and it was her."

Second marriage?

No wonder.

As Zhang Baobaoquan's wife, the detective in charge of the interrogation must have told Wang Yue about Zhang Baoquan's death.

However, Wang Yue on the surveillance screen had exquisite makeup and well-dressed clothes, but there was no trace of sadness on her face.

Not at all like a wife whose husband is dead.

Chen Yan even saw a trace of unbearable joy in the corner of Wang Yue's eyes.

Yes, when the rich middle-aged greasy uncle died, not all the remaining property belonged to her.

Turning his gaze, Chen Yan looked at the other three screens.

This Wang Yue is one of the current key suspects of the crime team.

Judging from the current situation, Zhang Baoquan's economic conditions are very superior. After his death, the biggest beneficiary is his wife Wang Yue.

However, Chen Yan was not in a hurry. Wang Yue's suspicion could be easily confirmed and cleared.

Zhang Baoquan was killed last night.

Then during this period, finding out Wang Yue's whereabouts can confirm whether she is suspected.

But the three people on the surveillance screen No. 2, No. 3 and No. 4 were the last people who saw Zhang Baoquan before he was killed.

These people are likely to provide first-hand information.

on the screen in Interrogation Room 2.

"We started playing cards at around 8 o'clock last night and ended at around 3 o'clock this morning."

"Quanzi...oh, it's Zhang Baoquan. There's nothing wrong with Zhang Baoquan."

"Yesterday's card game was agreed upon last week. Baoquan contacted us and he called us over."

"This man's name is Guo Kai, he is the vice president of Northern Urban Investment Company."

Next to Chen Yan, Wu Zhiguo was introducing the general situation: "There is also Zhou Tao in Interrogation Room No. 3, and Ma Xiaoning in Interrogation Room No. 4, both of whom are from the Northern City Investment Company."

"They were all Zhang Baoquan's colleagues before."

"colleague?"

"Well, Zhang Baoquan used to work for Northern Urban Investment Company. After resigning 10 years ago, he devoted himself to stock trading and made a lot of money."

I see.

In interrogation room No. 3, Zhou Tao was also answering the same question.

These questions have been discussed long ago by the detectives responsible for the interrogation.

The purpose is to compare the words of the three people and determine the authenticity.

"None of us have drank," Zhou Tao shook his head like a rattle: "We all drove here, Zhang Baoquan, I and Guo Kai. A few of us live in the city, and Ma Xiaoning is relatively close to here. , living in an old fucking house in the northern suburbs.”

"Did anything unusual happen to Zhang Baoquan last night?"

"It's nothing unusual. He won the most last night, and he even wanted to treat us to dinner."

"Then has he mentioned anything special to you?"

"Something special?"

"As long as there is something different from usual, you can talk about it."

Zhou Tao frowned and thought for a while: "If you say so, there really is one."

"Last night, Zhang Baoquan told us that he is going to make a big deal recently. He said that as long as the deal is completed, he will be completely free of wealth."

"What big deal?"

"He didn't say anything about this. He just said that it was something that happened in the past few days, and it became a one-stop service for us at Sam's Hotel."

Sam Hotel, the most upscale five-star hotel in Liancheng.

Monitoring room No. 4.

"Why do you come so far away to play cards?"

"This... this chess and card room was arranged by me. It is opened by a friend of mine. We know each other, so it will be safer."

"Safer?"

"Um...Mr. Police, we're holding up some lottery tickets because we're afraid..."

Interrogation Room No. 2: "It's not that big. It's a hundred yuan. Lao Zhang is very lucky. He eats three for one. The three of us lose and his family wins."

"Who loses the most?"

"Ma Xiaoning and I lost the most. I lost 40,000, and Ma Xiaoning lost 50,000..."

"By the way, Mr. Police, we are cooperating with you to solve the case. In fact, we are not gambling, but we are just having fun. We will not be detained, right?"

…

Winning or losing more than 100,000 yuan a game is not considered gambling?

But compared to Zhang Baoquan's death, this matter is really nothing.

However, gambling...

Zhou Tao and Ma Xiaoning won or lost 40,000 to 50,000 yuan. Is it possible that they were anxious about losing, so they attacked Zhang Baoquan?

******************

The information provided by several people can basically match.

The owner of the Juyou chess and card room also confirmed the three people’s confessions.

At 20:19 last night, Zhang Baoquan and four others entered Box 6 of the Juyou chess and card room to play mahjong.

There was a surveillance camera in the chess and card room, which captured a video of four people entering Box 6 to play mahjong.

The specific time was 20:19 last night.

This Juyou chess and card room has a large space and is relatively luxuriously decorated. Each box has its own bathroom.

Therefore, while the four of them were playing cards, except for the waiter who came in and out three times to add tea and water, the four of them never came out.

The specific time when Zhang Baoquan and the four left the chess and card room was 3:42 in the morning.

"In the chess and card room, people have been arranged to conduct inspections, and the relevant videos have been copied back. So far, nothing special has happened."

"Check what time these three people returned home early this morning, and then report to me."

"yes!"

Judging from the results of the current interrogation, Guo Kai, Zhou Tao and Ma Xiaoning, who played cards with Zhang Baoquan, have no obvious traces of committing crimes for the time being.

However, as Chen Yan guessed, a few people won and lost over 100,000 yuan playing mahjong. Is it possible that they could get rich?

Of course there is.

Therefore, it is necessary to check the whereabouts of the three people early this morning.

After leaving the monitoring room, Liu Qingshan's investigation ended.

"Team Chen, the investigation of Zhang Baoquan's situation is almost complete."

"Let's go to the conference room!"

meeting room.

Liu Qingshan began to report on the investigation.

"Zhang Baoquan, male, 46 years old, is a native of Liancheng. He worked for Liancheng Northern Urban Investment Company for more than ten years in his early years. Ten years ago, Zhang Baoquan resigned and devoted himself to stock trading at home."

Chen Yan had just learned this basic information.

Liu Qingshan investigated for a whole day, and it was obvious that there was more than this information.

On the projection, there is a photo of a middle-aged man: "This man is Zhang Baoquan."

The man in the photo is short and slightly chubby: "Zhang Baoquan is very talented in stock trading. In the past few years since he resigned, he has made a lot of money in the stock market. After divorcing his first wife Zhang Mo three years ago, he married Current wife Wang Yue."

"According to the investigation, Zhang Baoquan and his ex-wife have a daughter. After their divorce three years ago, their property was divided equally. The mother and daughter emigrated abroad and have not returned to China until now."

"Zhang Baoquan's current wife, Wang Yue, is a salesperson at a BMW 4S store. The BMW 7 Series sedan in which Zhang Baoquan was involved in a car accident was bought from Wang Yue that year."

This Wang Yue...is awesome.

Zhang Baoquan is also awesome.

The BMW 4S store seems to be losing money. This is a standard car-selling service.

"Zhang Baoquan's interpersonal relationships are relatively complicated. While working at Northern Urban Investment Company, Zhang Baoquan was responsible for external liaison work and got to know many people. Even after leaving his job, Zhang Baoquan still kept in touch."

"We checked Zhang Baoquan's recent call records and WeChat chat records on his mobile phone. We found no strange call records and no abnormal chat records."

"However, when we investigated Zhang Baoquan's bank statements, we found that two weeks ago, there was a large transfer of three million in Zhang Baoquan's bank account."

"three million?"

“Who is the payee?”

"Li Baotong is a person named Li Baotong. We are currently tracing this person's information. There is no news feedback yet."

"What about others? Is there any other information?"

"Also," Liu Qingshan operated the projection, which was a copy of the insurance policy: "Because Zhang Baoquan's death was most likely caused by a car accident, we contacted the insurance company."

"The main purpose was to inquire about Zhang Baoquan's purchase of vehicle insurance, but at the same time, we found that Zhang Baoquan also had a high-value policy under the name of this insurance company, which was this policy."

After speaking, Liu Qingshan operated the projector to enlarge the policy information.

The policy holder, Zhang Baoquan.

Type of insurance, accidental death.

The insured amount is five million.

The beneficiary...Wang Yue!

"What time is it?"

Liu Qingshan continued to operate the mouse, and the insurance date was a month ago!

I took out the insurance a month ago and the person died a month later? !

Everyone can tell that this is suspected of insurance fraud.

"First, immediately contact Li Baotong, who transferred the money to Zhang Baoquan, and find out why Zhang Baoquan transferred three million to him. The summons must be in place as soon as possible."

Zhang Baoquan's death was by no means a simple car accident.

When the accident occurred, Zhang Baoquan's vehicle had no brake marks and the airbag did not deploy. After the accident, Zhang Baoquan's body disappeared and his body was eventually found in a crusher on a pig farm.

Every detail is suspicious.

And now, Zhang Baoquan actually transferred three million to others two weeks before the car accident.

Does this three million have anything to do with Zhang Baoquan's death?

“Second, immediately conduct an investigation into Zhang Baoquan’s accidental injury insurance policy.”

Zhang Baoquan bought a large amount of accident insurance a month ago and died in a car accident a month later.

Is there any suspicion of deliberately defrauding the insurance company?

"Find out who is the actual purchaser of this policy, whether it is Zhang Baoquan himself or someone else, especially Wang Yue, and find out whether she is clear about this policy."

"yes!"

After the meeting, Chen Yan went directly to Interrogation Room No. 1.

Liu Qingshan was responsible for the investigation, while Chen Yan decided to meet with Zhang Baoquan's widow Wang Yue first.

"He said he was going to play mahjong last night, but he didn't tell me where exactly he was going."

"I was at home all night last night and didn't go anywhere. This proves..."

"I ordered takeout last night, does this count as evidence?"

"By the way, the gate of our community is monitored. I didn't go out after I came home yesterday afternoon."

Wang Yue's expression was very natural, only surprised, not the slightest bit sad.

The exquisite makeup can be seen as carefully dressed up. A woman who knew about her husband's death and was summoned to the detective team was actually in the mood to put on makeup.

No need to ask, Chen Yan knew why Wang Yue and Zhang Baoquan got married.

Elegantly stroking the long hair in front of his forehead, Wang Yue's voice was also very pleasant: "You must be doubting me, comrade police, let me tell you, Lao Zhang's death has nothing to do with me, I am his wife, What good will it do me if he dies?”

"It's not necessarily beneficial, is it?"

Pushing open the door of the interrogation room, Wang Yue was slightly startled by Chen Yan's words.

"Team Chen!"

The detective in charge of the interrogation immediately stood up and saluted.

After Chen Yan nodded in return, the detective stood up and left.

Wang Yue was not angry because his words were interrupted. Instead, he looked at this overly handsome man in surprise.

"Are you their leader?"

"My name is Chen Yan, you can call me Officer Chen."

Sitting on the chair, Chen Yan did not answer Wang Yue's question: "Do you have any grudge against Zhang Baoquan?"

"Um?"

Wang Yue's expression paused slightly: "We are husband and wife. Although he is much older than me, we really love each other, how can there be hatred?"

"I am also very sad that he died, but life has to go on. I have to move forward to be worthy of Lao Zhang, right?"

"Since there is no hatred...why do you want to kill him?"

"ah?"

Wang Yue's expression changed completely: "Officer Chen, although you are a police officer, you can't speak nonsense."

Can't talk nonsense?

"Wang Yue, please take a look at this photo first."

Wang Yue, who was a little confused, took a look at the photo handed over by Chen Yan and asked, "This is it?"

"This is the photo we took at the scene of Zhang Baoquan's murder. This is all that is left of his body."

Is this all that’s left of the whole person?

vomit!