Chapter 885 Chain Plan

The first-day sales of Magic Phone were extremely hot.

The initial inventory was 5,000 units, and an additional 5,000 units were produced, for a total of 10,000 "Tianping" magic mobile phones. They were sold out in just one day. The Datang Chamber of Commerce frantically attracted 20 million gold coins, which will be backlogged in the nobles' treasury. Gold coins that had never been circulated were attracted again.

"How are things going today?"

In the evening, Tang En came to the study room, where Fiona was sorting out information collected from various cities.

Of course, what Tang En cares about is not sales revenue. Although 20 million gold coins are extremely impressive, in this world where currency and production capacity are seriously mismatched and the economy is in chaos, no amount of gold coins can prove anything.

What he really cares about is the user information registration situation after purchasing the Magic Phone.

Those user information will be the highlight in the future.

"It's very good. It's going exactly as we expected."

Fiona had a smile on her face. Although she was tired from sorting out the information, she also felt very accomplished as she watched the plan proceed smoothly step by step.

"Currently, the users of 10,000 mobile phones in each city have been fully registered, and their information has been summarized and sorted according to each city. It can be easily accessed at any time."

In other words, these 10,000 wealthy people with outstanding economic status have been included in Ellington's household registration management system without knowing it.

Their phone cards and identity cards are proof.

Tang En smiled: "Yes, everything seems to be going well."

The people of Purandar do not yet have a very clear concept of privacy, and do not attach much importance to personal information. In their opinion, such information as name, age, gender, address, whether they are apocalypses, personal strength, etc. are indifferent, so when registering It’s also very refreshing when doing it.

This information will also become an important basis for Tang En to manage the Illrus Empire in the future.

"The identity crystal cards and phone cards in the hands of these people will become proof of the further spread of our Ellington's influence. The addition of stored value and consumption functions will also start to allow currency to flow from Star Diamond Bank to Datang Chamber of Commerce. Your Majesty, I We think we should take this opportunity to set up a bank to directly provide personal savings functions for identity crystal cards.”

Fiona suddenly said: "This is a good opportunity. With our own bank, we can better control the flow of funds."

Fiona would have never dared to think about setting up her own bank before, but now she finds that it is not so far-fetched. The Datang Chamber of Commerce's ability to attract money is so strong that its monthly turnover is close to There were hundreds of millions of gold coins, but it was a pity that so many gold coins were returned to the pockets of Star Diamond Bank just once, which made her feel very uncomfortable.

Tang En shook his head: "I have thought about this issue, but now is not the time."

Of course he knew how important it was to open a national bank, but it required a strong guarantee to allow depositors to safely deposit their money.

Star Diamond Bank has the Dragon Clan as its backing, but what does the Illus Empire have?

The original establishment of a bank in the Illus Empire was not enough to provide a strong guarantee. Even the citizens had no confidence in their country. Who would be willing to hand over money to a bank?

But now, the Datang Chamber of Commerce has gradually integrated with the Illus Empire. The strong ability to attract money and consume has brought great vitality to the country. The Chamber of Commerce continues to make money, and through a large number of constructions, gold coins are returned to the labor force. workers, in order to achieve a substantial increase in per capita income...

The gradual improvement of social infrastructure and various support facilities are gradually in place. Fresh commodities have also stimulated residents' enthusiasm for consumption, and social and economic vitality has been further enhanced.

Datang Chamber of Commerce has brought new life to this country.

Therefore, Datang Chamber of Commerce is a golden brand.

It is indeed very feasible to use the credit of Datang Chamber of Commerce to establish a bank.

In fact, Tang En has indeed thought about this issue. The identity crystal cards issued by the Datang Chamber of Commerce will be related to his further plans, not only stored value consumption, but also the currency reform he is planning.

Purandar's economic system is too chaotic. The gold standard currency system does not match the existing GDP at all. The expected reserves of gold coins are too huge, but there are very few in the market. It is obviously inflation (the total amount of money is much larger than the total amount of society). output value, currency value falls, commodity prices rise), but it creates the illusion of deflation (the total amount of money is less than the total social production, the currency value rises, and commodity prices fall). The potential danger is not yet complete. If there is an economic crisis, everyone will be affected.

So Tang En wants to carry out a currency reform.

But he doesn’t know much about financial currency, and it’s impossible for him to come up with a perfect financial system to replace the current gold standard monetary system. The monetary system is a strict and complex system, and there are so many financial experts on the planet. After so many years, he has not been able to find a perfect monetary system that can avoid various risks, and it is even less possible for him.

At most, Tang En can only launch a currency system that is parallel to the existing economy, such as a credit point currency system based on the Tang Dynasty Chamber of Commerce or the Illus Empire. It is impossible to be perfect.

What's more, although the current gold coin trading system has huge problems, there is one good thing - for historical reasons, the Illus Empire retains the right to issue currency. As the hard currency of Purandal, Illus gold coins can be used in various The country uses it as currency without having to carry out cumbersome exchanges.

There was a huge amount of currency from the previous dynasties accumulated in those markets. Although the gold content was not large, the value had depreciated to a certain extent.

The current method is to recycle it through the Star Diamond Bank and return it to the Illus Empire Mint, where it will be melted and recast into brand new Illus gold coins for recirculation.

It is a pity that after those currencies are circulated, they will soon be obtained by major chambers of commerce, major nobles, and various countries through various channels, and then deposited back into the treasury to eat dust, and the situation continues to worsen.

Nowadays, if you want to get rid of this heavy burden, establishing your own bank can only alleviate the situation, but it cannot cure it. Only currency reform can do it.

But the problem is that if Tang En wants to carry out currency reform, he still cannot avoid Star Diamond Bank and the Dragon Clan. After all, Star Diamond Bank is the only chain bank in Purandal now, and controls almost all the currencies circulating in the Purandal market - those currencies circulating in Purandal. The currency actually circulates in Star Diamond Bank.

This is a vicious circle that cannot be broken out of. If we want to completely solve this problem, there are too many things to consider, and it is really too complicated.

The credit point system parallel to the gold coin system is probably the most feasible solution. It will not touch the interests of the goblins and dragons and will not be resisted. When the influence of the identity crystal card expands to a certain extent, it can be used to Achieve macro-control of the existing currency and gradually put the financial system on the right track.

So the problem has returned to its original point - the issue of personal information registration for identity crystal cards.

Therefore, Tang En can only proceed step by step, first establishing a personal information management system, and popularizing identity crystal cards in the Illus Empire as soon as possible.

But……

Looking at the piles of documents classified by city next to Fiona, his head ached - it was too cumbersome to register household information, and the amount of data in the later period was also quite terrifying. A special archives department had to be set up to handle citizen files. .

Tang En has discussed this issue with Clotto before. Although the crystal card storage technology jointly restored by the Dragon Clan and the Goblin can already store information, there is currently no interface operating system similar to OSX or WINDOWS - Even if you have a computer with a pure DOS system, you, an ordinary person, cannot compile a table as clear and concise as EXCEL...

Now I am afraid I can only hope that the research institute can further develop a more convenient human-computer interaction solution - at least create an operation interface that can be easily used by ordinary people, right?

"Thank you for your hard work. Please stick to it for now. After the information is sorted out, it will be stored in the archives. By the way, some personnel will be recruited for training in this area and will be responsible for the subsequent file management."

Tang En comforted Fiona: "It will be easier once the institute finalizes the final plan for the human-computer interaction interface."

In fact, being able to use crystal card storage technology is already an unexpected blessing. You must know that Tang En was worried at the beginning that using words and paper to record registration file information would be a terrible workload.

Now that magic phone technology has made breakthrough progress, and the product has been tested, the next step can be to rely on the magic wave theory to conduct theoretical research on network data transmission and develop a wireless data network covering Purandar.

With the current technical foundation and Tang En's theoretical guidance, it can be expected that network technology will not have too many difficulties - the basic principle is the encoding and transmission of data. For those experts who are obsessed with technology, It’s no longer unfamiliar territory.

It is worth mentioning that the bottleneck of computer development is hardware problems, but it does not exist in this incredible world, because the basis of this technology is magic crystal, and the magic crystal itself that carries information is equivalent to the computer hardware system.

Tang En has always felt that this was very unscientific, but when he thought about the fact that this world cannot be explained by science, he finally accepted the reality.

Tang En secretly collected user information here, and at the same time gradually expanded the influence of Ellington's identity card. On the other side, as expected, the hot sales of magic mobile phones indeed brought about a huge social trend. It even changed the living habits of the nobles of the Illrus Empire.

When the nobles met at the banquet, they no longer played cards according to the original standard routine, but began to take out their magic phones to save each other's contact information.

What? You said you don't have a magic phone? The other party promises to turn around and leave - or show off the magic phone in your hand. The right aristocratic sense of superiority will make you feel like a bumpkin who came out of the slums.

In fact, what he wanted to express was just one sentence - Sorry, you are already behind the times.