Chapter 2024 Houses in Short Supply

"Is it possible to make gold? Is it still too late? I remember that London gold has already started to gain momentum, right?"

"Of course there's time, everything has just begun~"

"Well~ Okay, just follow your analysis, but I may withdraw the funds at any time. I am more optimistic about the real estate market than the financial market~"

"Real estate? Of course, this is a good choice. To a certain extent, real estate in London is more like hard currency than gold. For high-net-worth people like Mr. Yang, there is no better financial management method. , real estate speculation is indeed the best way to preserve or even increase value.”

Yang Cheng smiled and said, "You are right~"

There are many myths about investing in buying a property. For example, buying a property requires a one-time payment of cash, the return on buying a property is low, and buying a property is equivalent to working for a bank. But these are just what people say after eating lemons when they have no money. It's just a slander. If an ordinary person suddenly becomes rich overnight, don't even think about starting a business. You will definitely lose your life.

But there are also things to pay attention to when investing in real estate. There are many popular real estate cities around the world. Why did you choose London alone?

If you ask this question to people in Xiangjiang, the answer is very simple. People in Xiangjiang love investing and are always looking for various opportunities to add value to their wealth. However, in the current environment, no matter how much capital they have, they are increasingly investing. The harder it is to find suitable investment projects in Hong Kong.

The property prices in Xiangjiang are so expensive. Those with only a few hundred thousand capital can only look at the properties and sigh. Even investors with millions of dollars in capital will have many difficulties in entering the market.

It is not easy to enter the Xiangjiang property market now. Firstly, the prospects are unclear. The mainstream consensus is that property prices will decline in the next few years;

Secondly, the government’s aggressive measures against the property market have limited the holding time of investors to some extent. The long holding time has greatly reduced the flexibility of investment and increased the risk of investing in real estate in a disguised manner. Coupled with the tightening of mortgages, This prevents property buyers from making full use of leverage to amplify profits.

Since there are not many investment opportunities in Xiangjiang, it is natural to look at the whole world. This is something we must learn from Li Chaoren. He is very far-sighted and started taking action a few years ago.

However, it is not easy to invest in places other than Xiangjiang, because each place has its own set of standards. The environment, customs, laws, tax systems, government, etc. are all different from Xiangjiang.

The method of investing in real estate in Hong Kong may not be completely replicated locally. You must do enough homework when investing in real estate in other places, otherwise it is easy to lose your wife and lose your army. Therefore, looking at global real estate investment, the UK has advantages in all aspects .

First is the language aspect,

Although not everyone in Xiangjiang can speak fluent English, they have more or less studied English in school and have some basic skills. In terms of communication alone, they are already slightly better. Even if you really don’t understand a sentence, you have to find someone around you who understands. It’s easy for English speakers to help. If not, you can rely on online translation to understand.

In addition, the UK has a complete system. After hundreds of years of construction, the legal system and environment are quite complete, and the political situation is also very stable. It has proper regulations on real estate-related systems and laws, and investors can receive sufficient legal protection.

Finally, due to historical factors, Xiangjiang and the United Kingdom are closer to each other in some aspects, which also makes it easier for Xiangjiang people to integrate when investing.

Furthermore, while many places around the world are trying to crack down on overseas investors and push up the local real estate market, the British government has so far not introduced policies to prevent overseas funds from investing in British real estate. The UK still very much welcomes foreign funds to invest here.

Therefore, among the people who have bought real estate in the UK in recent years, Chinese, especially people from Hong Kong, account for a large proportion.

This is why the fund manager was not surprised when he heard that Yang Cheng was interested in investing in the London real estate market. In his opinion, Yang Cheng is also Chinese, and his source of information must be inseparable from the Chinese market.

So the fund manager said, "The yield of the real estate market is no less than that of gold. Many people mistakenly believe that the appreciation potential of the British real estate market is limited. However, when you see the trend of British real estate prices in the past few decades, you will find that the real estate market in the UK has Prices have been rising steadily.

Investing in real estate in the UK during this period can not only earn generous rental returns, but also profit from the appreciation of house prices. It is by no means what ordinary people think of just earning rent but not the price.

Even when the financial tsunami hit the market in 2008 and 2009, property prices fell by 20 to 30% from their highs. In fact, this only pushed property prices back to the levels of 2003 and 2004. The long-term upward trajectory of UK property prices has not been broken and remains. On a steady rise.

Moreover, the real estate market is the foundation of the national economy. Real estate is the most important asset for most people and the source of their wealth.

In order to stimulate the economy that was hit by the financial tsunami, the British government also focused on the real estate market. In addition to lowering interest rates to historical lows in terms of financial policies, reducing borrowing costs and attracting buyers to enter the real estate market, it also Many policies have been introduced to support the property market.

Therefore, the upward momentum of UK house prices will continue, which is also recognized by our industry. "

It’s amazing to say this. Why have property prices in the UK continued to rise in the past few decades?

In economics, the most basic theory is supply and demand. When supply is greater than demand, prices will fall; conversely, when supply is less than demand, prices will rise.

As long as the market supply in a place exceeds demand, house prices will basically rise steadily. This is also a situation that investors like to see. The most obvious example is Xiangjiang.

Why the property prices in Xiangjiang are so high can be summed up in four simple words - demand exceeds supply. Xiangjiang is a small place to begin with, with 40% of the area being country parks, and there are not many places for building houses. Another part is controlled by chaebols, so the actual supply of buildings to the market is very limited, but they still have to meet the housing needs of 7 million people.

This situation of far greater demand than supply explains why property prices in Xiangjiang have been heading northward in the past few decades.

Looking at the entire UK, only 6.8% of the land is developed. What is the concept? In other words, more than 90% of the British land is still unavailable for people to live and work.

In terms of land supply, the UK has what is known as the most stringent land planning policy in the world, which strictly regulates land use. Developers who want to convert land into building land must not only engage in long-term bargaining with the government and submit detailed plans. Plans require huge compensation for changing land use, and may even encounter opposition from different groups. The entire process is expensive and time-consuming, making it difficult for developers to quickly develop land and increase the supply of real estate.

It can be said that a market in which supply exceeds demand has been artificially created!

txt download address:

phone-reading: