Chapter 20 Loans Are Difficult (Recommended Collection!)

next month.

The store will start to squeeze wages.

The main reason is to prevent someone from taking a salary and not coming the next day. If this system is from the perspective of an employee, of course, it is deeply disgusting, but as a boss, it has to be guarded.

He had heard many examples in his previous life.

The employee took the money and no one could find it the next day.

There were even a lot of weird stories about stealing company things and running straight away. The bosses were so angry that they said no in advance. They had to attack suddenly and were caught off guard.

certainly.

Except for those bosses who made unscrupulous money and reneged on their debts.

This kind of boss should be cleaned up severely.

There are also collective strikes that force wages to rise. Those people don’t even think about it. It’s not easy for you. Could it be that the boss’s money was just picked up? There are always many people who think that they don't have it, and the boss should give them more.

Especially the former foreign trade companies.

Tang Qing felt the deepest feeling.

Those relatives always thought it was easy for the boss to make money.

I tried every means to take advantage of the company. Anyway, I felt that my boss had money, so I should give myself a little more. I often asked my boss to borrow money, but these relatives never thought about paying it back, and they took it for granted.

Where do they know.

How does my boss pretend to be his grandson outside?

Beg grandpa to tell grandma, make fun of, and do everything possible to please people.

dignity.

sometimes.

Really a luxury.

Tang Qing went to socialize a few times, and Zhenzhen saw how difficult it is for these small and medium-sized business owners, how insecure, how insecure, and how misunderstood by the society.

Especially after doing small loans.

Meet more of these people.

As a bystander, Tang Qing sometimes felt bitterness in his heart. In order to order, to survive, and to pay employees in full, he had to pay far more than others imagined.

Yes.

Many of those bosses are treacherous and black-hearted.

But most of them are honest, simple and diligent businessmen. The bosses of small, medium and micro enterprises are basically unable to get loans from banks. Banks only like to lend to large state-owned enterprises.

Even if the other party has lost money year after year, they have to borrow it.

As a result, those who need money can't borrow it, and those who don't need to be stuck hard, and finally they get it easily. No matter whether they need it or not, they should first plan the bowl and then talk about it. Of course, many of them are political tasks, and Tang Qing can understand.

Small and medium enterprises.

That's like a stepmother.

Banks don't care at all.

Basically, more than 90% of the enterprises, the bank does not give loans at all, I don't know how many potential enterprises have been strangled in the cradle and died on the hurdle of the exhaustion of funds.

Bad money drives out good money.

In later generations, there is a saying that if private loans were not infused with blood, more than half of small and medium-sized enterprises would have died. This is absolutely no exaggeration, and it also reflects the prevalence of domestic private loans.

in coastal areas.

Basically, more than 90% of the enterprises have used private loans. If it were not for the mutual lending and support of various enterprises and individuals, a large number of enterprises in the coastal areas would die.

actually.

Tang Qing can also understand what the bank is doing.

After all, the procedure for a loan of 100 million and a loan of 1 million is the same.

Find a large customer for a loan of 100 million yuan, and a hundred small customers for a total of 100 million loan. How to choose this multiple-choice question can be figured out with your ass, and the bank will not do this.

Do it.

The scale of bank loan reviewers has increased dozens of times.

this requirement.

In today's streamlining of institutional personnel, how can it be passed.

In this situation, Tang Qing had nothing to do. After all, the bosses had so many experts to help them with ideas, but they couldn't find a way to fundamentally solve this problem.

The only way the bosses take.

It is to open up private finance.

various loan companies.

Even major Internet companies are participating in the staking.

The big guys' strategy is simple.

That is to say, major banks still basically maintain their positions and continue to serve important economic entities of the country, while small, medium and micro enterprises are left to private finance, local banks and credit cooperatives to solve the problem.

otherwise.

Think about those dozens of times of personnel requests.

Everyone has a headache.

As for allowing major banks to simplify the process, to achieve the method to improve the efficiency of loans.

Although it sounds good.

But to be honest, Tang Qing is not optimistic. Once you let go of anything, especially money-related matters, it is not ordinary people who will enjoy the benefits first, but the privileged class.

domestic.

Once this kind of opening is opened, flies, mosquitoes, tigers and elephants will come in together, go through the same main entrance as you, cut the queue or substitute to grab your spot, and you can’t kick him out within the rules.

Over the years, the state has made great efforts to deepen and emphasize some aspects of the process, in order to reduce the influence of rights in it, or increase the cost, and try to avoid abuse of rights.

All of a sudden, I want to cut off the process that I have worked so hard to build.

That would be so much fun.

In the end, the one who gets the cake is by no means the one who is the favorite. Maybe in the end, it is very likely that he will be overjoyed and sad, foolishly watching others take a lot of money from the bank and make wedding dresses for others.

This is not an anecdote.

never mind.

forget about it.

It's no use thinking.

Anyway, the country will find a way to solve it.

The rise of various financial platforms in later generations has made the use of social funds more convenient and flexible, and it is developing in a better and better direction, so he does not need to worry about it.

It is estimated that the country has such a plan now.

As for now.

It has nothing to do with yourself.

Even if the banking system will send him a bank in the future, then he will definitely participate in the loan of small, medium and micro enterprises. Now, it is still early, and it will only add to the troubles.

. . . . . .

31st October.

Sunday.

today.

It was the day to check the hotel's half-month results - dividends. Tang Qing was so excited every day that she was looking forward to the arrival of the first dividends from her first business.

Can not help but a little excited.

Tang Qing didn't go to the restaurant early that day, but went there after dinner at home. After all, if he went, he would have to help or watch, no matter what, it would be boring.

Morning.

He went to Lin Jiaxue's house early, and came back after a day's homework, and nothing happened to kiss and kiss. He also knew that Lin Jiaxue was thin-skinned and couldn't stand teasing.

When you get angry, you have to coax yourself.

how to say.

When you really have someone in your heart.

It's hard to feel blasphemous.

Tang Qing doesn't know what other people think, but he does think so himself. The purpose of doing things and being ambiguous is to deepen the relationship, but this obviously doesn't apply to Tang Qing.

The relationship between the two has always been like this, and they feel a little respectful to each other. Tang Qing also likes to get along like this. With the gentle and watery Lin Jiaxue, Tang Qing is very at ease and fulfilled.

Evil thoughts sometimes appear.

But won't do it.

In the eyes of outsiders, I may be "crippled", huh, maybe, there are hundreds of people, just like Baiwei Restaurant, there are always people who are different from others, why do you want to follow the trend of your own love?

. . .

The plaster is removed.

It also means saying goodbye to the privilege of not doing homework.

The teacher assigned a lot of homework this week. Tang Qing, who didn't copy the homework, could only do it by himself. Through this period of study, Tang Qing's level in his previous life had basically picked up.

Needless to say English.

Next time I will definitely blind them.

There are also creatures. This is the simplest, and they are all rote things. The biology of the past life is particularly good. Basically, every time it is close to a full score. After rebirth, it is very simple to learn with good memory.

Chemistry too.

It's all rote memorization.

The more difficult ones are language, mathematics and physics.

Language has the most things to memorize.

The amount of appreciation of various ancient poems, texts, etc. is really not small, until now I have not finished memorizing the composition. .

To stop doing this damn homework next semester.

He's going to study like crazy next month.

Prepare for the monthly exam in December.

His goal is to be the first in the school, and then he can justify not doing his homework. It's a waste of time for me to repeat all kinds of things I know.

As for the bottom line.

Of course, the system is about to be upgraded.

With the Origin Qi value rewarded after the system upgrade, the development of his brain, the soaring memory and comprehension ability, ranked first in the grade. . . Actually it is difficult.

All I can say is try your best.

After dinner.

Tang Qing hurried to the hotel.

Since it's the weekend.

Of course, the business was very good, the seats were full, and the waiters were busy with each other. Seeing Tang Qing greeted respectfully, Tang Qing could not put on airs, and would encourage a few words.

Go straight to the cashier.

Seeing Zhang Jing busy.

Tang Qing didn't bother her either.

Go directly to the freezer and get a bottle of mineral water to quench your thirst.

Perhaps it was the sound of the freezer closing that made Zhang Jing hear it, and turned her head over immediately, but thinking about it, this is a hotel property, but not anyone can take it, and she doesn't say hello.

"Boss, you're here, your hand is finally healed." Zhang Jing looked up at Tang Qing and said in surprise.

"You're busy with your own business, decorate me with melon seeds to eat." Tang Qing smiled.

"okay."

The melon seeds were delivered before the dishes were served in the box upstairs.

There is no hall at the bottom. As the representative of the small boss, you will naturally enjoy some privileges. There are some snacks such as melon seeds and peanuts at the cashier, and the drinks can be drunk for two people for free.

Just not too much.

The total price for a day should not exceed 20, and the total price for a month should not exceed 600 yuan.

From time to time, Li Jianguo also wholesales some fruits when he buys vegetables. Zhang Jing feels that the treatment here is a complete mess, all thanks to the little boss in front of him.

Therefore, the gaze towards Tang Qing was especially soft.